In this module:
- Spending habits overview You are here
- Your spending habits
- Prioritizing spending:
- Responsible spending
- Check your learning
When completing the modules:
- sit in a quiet place;
- take your time, move at your own pace and take regular breaks; and,
- write down any questions you may have and bring them with you to your in person counselling session.
Although the modules are presented in a certain order, it is important to remember that everyone is different, so your BIA Insolvency Counsellor can adjust your counselling to suit your needs. This may include changing the order of the online modules.
Spending habits overview
You should now be getting close to the end of your insolvency (unless your BIA Insolvency Counsellor has customized your counselling and rearranged the order of the online modules to better suit your specific needs).
The modules in the planning for the future stage are meant to prepare you for post-insolvency success. They will provide you with tools to help you stay on track.
Your daily spending habits can either support your plans or they can work against your plans. This module focuses on developing spending strategies that support healthy financial habits, helping you stick to your budget and achieve your financial goals!
The aim of this module is to provide you with tools to develop positive spending habits. This will allow you to use your money in a way that lets you succeed with balancing your spending and your income in order to maintain financial stability.
With spending habits that work for your situation, you will be well on your way to a stable financial future!
If you have questions, write them down and bring them to your in-person counselling session.