1990–1999
Annual Consumer Insolvency Rates by Province and Economic Region — 1990–1999 | | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Canada | Insolvency | 2.1 | 3.0 | 2.9 | 2.6 | 2.6 | 3.1 | 3.7 | 4.0 | 3.6 | 3.6 |
| Bankruptcy | 2.1 | 2.9 | 2.9 | 2.5 | 2.4 | 2.9 | 3.5 | 3.8 | 3.3 | 3.1 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.3 | 0.4 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Newfoundland and Labrador | Insolvency | 1.1 | 1.6 | 1.5 | 1.3 | 1.6 | 1.8 | 1.9 | 2.5 | 2.8 | 3.3 |
| Bankruptcy | 1.1 | 1.6 | 1.5 | 1.2 | 1.6 | 1.7 | 1.9 | 2.5 | 2.8 | 3.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 |
| Avalon Peninsula | Insolvency | 1.4 | 2.0 | 1.7 | 1.6 | 2.1 | 2.5 | 2.7 | 3.3 | 3.6 | 3.7 |
| Bankruptcy | 1.4 | 2.0 | 1.7 | 1.5 | 2.1 | 2.3 | 2.7 | 3.2 | 3.5 | 3.6 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.2 | 0.0 | 0.0 | 0.1 | 0.1 |
| South Coast – Burin Peninsula | Insolvency | 0.7 | 0.8 | 1.0 | 1.0 | 0.8 | 0.9 | 1.2 | 1.9 | 1.7 | 2.9 |
| Bankruptcy | 0.7 | 0.8 | 1.0 | 1.0 | 0.8 | 0.9 | 1.2 | 1.9 | 1.6 | 2.9 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 |
| West Coast – Northern Peninsula – Labrador | Insolvency | 0.7 | 1.4 | 1.4 | 1.2 | 1.4 | 1.3 | 1.4 | 2.0 | 2.7 | 3.4 |
| Bankruptcy | 0.7 | 1.4 | 1.4 | 1.2 | 1.3 | 1.3 | 1.3 | 2.0 | 2.7 | 3.4 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Notre Dame – Central Bonavista Bay | Insolvency | 1.1 | 1.6 | 1.4 | 1.0 | 1.3 | 1.5 | 1.5 | 2.0 | 2.0 | 2.8 |
| Bankruptcy | 1.1 | 1.6 | 1.4 | 1.0 | 1.3 | 1.5 | 1.4 | 2.0 | 2.0 | 2.7 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Prince Edward Island | Insolvency | 0.5 | 0.6 | 0.6 | 0.5 | 0.5 | 0.7 | 0.8 | 1.1 | 1.6 | 1.6 |
| Bankruptcy | 0.5 | 0.6 | 0.6 | 0.5 | 0.5 | 0.6 | 0.8 | 1.0 | 1.5 | 1.5 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Nova Scotia | Insolvency | 2.3 | 3.2 | 2.7 | 2.4 | 2.4 | 2.7 | 3.8 | 4.5 | 4.5 | 4.4 |
| Bankruptcy | 2.3 | 3.2 | 2.7 | 2.3 | 2.1 | 2.4 | 2.9 | 3.4 | 3.6 | 3.7 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.2 | 0.3 | 0.9 | 1.1 | 0.9 | 0.8 |
| Cape Breton | Insolvency | 3.2 | 3.7 | 3.0 | 3.0 | 3.1 | 4.4 | 6.6 | 7.5 | 6.7 | 6.4 |
| Bankruptcy | 3.2 | 3.6 | 3.0 | 3.0 | 2.8 | 3.5 | 3.4 | 3.9 | 4.0 | 4.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 0.9 | 3.3 | 3.6 | 2.6 | 2.1 |
| North Shore | Insolvency | 1.5 | 2.3 | 2.4 | 1.6 | 1.8 | 2.0 | 2.7 | 3.3 | 3.9 | 3.9 |
| Bankruptcy | 1.5 | 2.3 | 2.4 | 1.5 | 1.7 | 1.9 | 2.2 | 2.7 | 3.3 | 3.4 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.4 | 0.6 | 0.6 | 0.4 |
| Annapolis Valley | Insolvency | 1.7 | 3.2 | 2.4 | 2.2 | 2.2 | 2.2 | 2.7 | 3.8 | 4.2 | 4.7 |
| Bankruptcy | 1.7 | 3.2 | 2.4 | 2.1 | 2.0 | 2.1 | 2.5 | 3.3 | 3.7 | 4.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 | 0.1 | 0.3 | 0.5 | 0.5 | 0.4 |
| Southern | Insolvency | 2.1 | 2.4 | 2.5 | 1.7 | 2.1 | 2.0 | 2.2 | 2.5 | 3.2 | 3.4 |
| Bankruptcy | 2.1 | 2.4 | 2.5 | 1.6 | 1.9 | 2.0 | 2.0 | 2.2 | 2.7 | 2.9 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.3 | 0.5 | 0.5 |
| Halifax | Insolvency | 2.8 | 4.0 | 3.0 | 3.1 | 2.8 | 2.9 | 4.3 | 5.0 | 4.8 | 4.6 |
| Bankruptcy | 2.8 | 4.0 | 3.0 | 2.8 | 2.4 | 2.8 | 3.7 | 4.3 | 4.2 | 3.9 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.2 | 0.4 | 0.2 | 0.6 | 0.7 | 0.6 | 0.7 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| New Brunswick | Insolvency | 0.8 | 1.0 | 1.0 | 0.9 | 0.8 | 0.9 | 1.4 | 2.1 | 2.0 | 2.2 |
| Bankruptcy | 0.8 | 0.9 | 1.0 | 0.8 | 0.8 | 0.9 | 1.4 | 2.0 | 1.9 | 2.1 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 |
| Campbellton – Miramichi | Insolvency | 0.9 | 1.0 | 1.1 | 0.9 | 0.9 | 0.9 | 1.4 | 2.2 | 1.8 | 2.3 |
| Bankruptcy | 0.8 | 1.0 | 1.1 | 0.9 | 0.9 | 0.9 | 1.4 | 2.2 | 1.7 | 2.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| Moncton – Richibucto | Insolvency | 1.1 | 1.4 | 1.1 | 0.8 | 0.8 | 1.0 | 1.6 | 2.2 | 2.3 | 2.4 |
| Bankruptcy | 1.1 | 1.4 | 1.1 | 0.8 | 0.8 | 0.9 | 1.6 | 2.1 | 2.2 | 2.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.2 |
| Saint John – St. Stephen | Insolvency | 0.6 | 1.0 | 0.9 | 1.0 | 0.8 | 1.0 | 1.6 | 2.1 | 2.3 | 2.4 |
| Bankruptcy | 0.6 | 0.9 | 0.9 | 1.0 | 0.8 | 1.0 | 1.6 | 2.1 | 2.2 | 2.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 |
| Fredericton – Oromocto | Insolvency | 0.7 | 0.5 | 0.9 | 0.7 | 0.7 | 0.9 | 1.3 | 2.4 | 2.3 | 2.4 |
| Bankruptcy | 0.7 | 0.5 | 0.9 | 0.7 | 0.7 | 0.8 | 1.3 | 2.3 | 2.1 | 2.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.2 |
| Edmundston – Woodstock | Insolvency | 0.9 | 0.9 | 0.8 | 1.0 | 0.8 | 0.9 | 1.2 | 1.6 | 1.5 | 1.7 |
| Bankruptcy | 0.9 | 0.9 | 0.8 | 0.9 | 0.8 | 0.8 | 1.2 | 1.5 | 1.4 | 1.6 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Quebec | Insolvency | 2.6 | 3.4 | 3.1 | 2.9 | 3.0 | 3.9 | 4.6 | 5.0 | 4.7 | 4.6 |
| Bankruptcy | 2.6 | 3.4 | 3.1 | 2.9 | 2.9 | 3.8 | 4.5 | 4.8 | 4.4 | 4.1 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.4 | 0.5 |
| Gaspésie – Îles-de-la-Madeleine | Insolvency | 1.9 | 2.2 | 2.0 | 1.6 | 1.5 | 2.0 | 2.9 | 3.9 | 4.4 | 4.9 |
| Bankruptcy | 1.9 | 2.2 | 2.0 | 1.6 | 1.5 | 2.0 | 2.9 | 3.8 | 4.2 | 4.6 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 | 0.2 |
| Bas-Saint-Laurent | Insolvency | 2.0 | 2.4 | 2.7 | 2.4 | 2.0 | 2.9 | 3.4 | 3.9 | 3.7 | 3.5 |
| Bankruptcy | 2.0 | 2.4 | 2.7 | 2.4 | 1.9 | 2.8 | 3.4 | 3.8 | 3.4 | 3.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.3 | 0.3 |
| Capitale-Nationale | Insolvency | 2.9 | 3.7 | 3.1 | 2.9 | 3.2 | 4.3 | 4.8 | 5.3 | 5.1 | 4.6 |
| Bankruptcy | 2.9 | 3.6 | 3.1 | 2.9 | 3.1 | 4.2 | 4.6 | 5.1 | 4.6 | 4.0 |
| Proposal | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.5 | 0.6 |
| Chaudière – Appalaches | Insolvency | 2.2 | 2.4 | 2.2 | 2.0 | 2.2 | 2.6 | 2.8 | 2.9 | 3.1 | 2.9 |
| Bankruptcy | 2.2 | 2.4 | 2.1 | 2.0 | 2.1 | 2.6 | 2.8 | 2.8 | 2.8 | 2.6 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.3 |
| Estrie | Insolvency | 2.4 | 2.8 | 2.3 | 2.0 | 2.1 | 2.6 | 2.8 | 3.1 | 3.2 | 3.7 |
| Bankruptcy | 2.4 | 2.8 | 2.3 | 2.0 | 2.1 | 2.6 | 2.8 | 3.1 | 3.1 | 3.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 |
| Centre-du-Québec | Insolvency | 1.7 | 2.8 | 2.5 | 2.0 | 2.3 | 2.8 | 3.1 | 3.5 | 3.1 | 3.3 |
| Bankruptcy | 1.7 | 2.8 | 2.5 | 2.0 | 2.3 | 2.8 | 3.1 | 3.5 | 3.0 | 3.0 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 |
| Montérégie | Insolvency | 2.8 | 3.8 | 3.4 | 3.3 | 3.3 | 4.3 | 5.0 | 5.4 | 4.8 | 4.9 |
| Bankruptcy | 2.8 | 3.8 | 3.4 | 3.2 | 3.2 | 4.1 | 4.9 | 5.2 | 4.4 | 4.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.5 | 0.7 |
| Montréal | Insolvency | 2.5 | 3.3 | 3.0 | 2.9 | 3.0 | 3.9 | 4.8 | 5.4 | 4.9 | 4.7 |
| Bankruptcy | 2.5 | 3.3 | 3.0 | 2.8 | 3.0 | 3.9 | 4.8 | 5.3 | 4.7 | 4.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.4 |
| Laval | Insolvency | 2.8 | 3.8 | 3.5 | 3.4 | 3.4 | 4.6 | 5.4 | 5.5 | 5.2 | 5.3 |
| Bankruptcy | 2.7 | 3.8 | 3.4 | 3.4 | 3.4 | 4.5 | 5.3 | 5.3 | 4.9 | 4.6 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.3 | 0.7 |
| Lanaudière | Insolvency | 2.5 | 3.6 | 3.4 | 3.7 | 3.8 | 4.9 | 5.5 | 5.6 | 5.9 | 5.8 |
| Bankruptcy | 2.5 | 3.6 | 3.4 | 3.7 | 3.7 | 4.7 | 5.4 | 5.5 | 5.4 | 5.0 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.5 | 0.8 |
| Laurentides | Insolvency | 3.5 | 4.6 | 4.3 | 4.4 | 4.2 | 5.1 | 6.2 | 6.2 | 6.2 | 5.9 |
| Bankruptcy | 3.5 | 4.6 | 4.3 | 4.3 | 4.1 | 5.1 | 6.2 | 6.1 | 5.8 | 5.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.4 | 0.7 |
| Outaouais | Insolvency | 5.8 | 7.4 | 6.4 | 5.9 | 5.5 | 7.2 | 9.3 | 10.9 | 9.9 | 8.7 |
| Bankruptcy | 5.8 | 7.3 | 6.2 | 5.7 | 5.2 | 6.9 | 8.9 | 9.0 | 7.6 | 6.9 |
| Proposal | 0.0 | 0.1 | 0.2 | 0.2 | 0.3 | 0.3 | 0.4 | 1.9 | 2.3 | 1.7 |
| Abitibi – Témiscamingue | Insolvency | 3.5 | 4.1 | 3.8 | 2.9 | 2.4 | 2.7 | 3.4 | 3.3 | 3.9 | 4.9 |
| Bankruptcy | 3.5 | 4.1 | 3.7 | 2.9 | 2.4 | 2.7 | 3.4 | 3.3 | 3.8 | 4.8 |
| Proposal | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| Mauricie | Insolvency | 1.9 | 2.5 | 2.3 | 1.8 | 2.0 | 2.7 | 2.7 | 3.4 | 3.3 | 3.8 |
| Bankruptcy | 1.9 | 2.5 | 2.3 | 1.8 | 1.9 | 2.7 | 2.6 | 3.4 | 3.2 | 3.4 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.3 |
| Saguenay – Lac-Saint-Jean | Insolvency | 1.9 | 2.3 | 2.3 | 1.9 | 2.1 | 2.5 | 3.0 | 3.4 | 3.4 | 3.5 |
| Bankruptcy | 1.8 | 2.2 | 2.2 | 1.8 | 2.1 | 2.4 | 2.8 | 3.3 | 3.2 | 3.1 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.3 | 0.3 |
| Côte-Nord and Nord-du-Québec | Insolvency | 1.7 | 2.3 | 2.1 | 2.2 | 1.6 | 1.8 | 2.3 | 2.9 | 3.6 | 3.8 |
| Bankruptcy | 1.7 | 2.3 | 2.1 | 2.1 | 1.6 | 1.7 | 2.2 | 2.9 | 3.4 | 3.6 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | 0.3 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Ontario | Insolvency | 2.1 | 3.4 | 3.5 | 3.0 | 2.7 | 3.1 | 3.7 | 3.9 | 3.4 | 3.2 |
| Bankruptcy | 2.1 | 3.3 | 3.4 | 2.8 | 2.6 | 3.0 | 3.6 | 3.7 | 3.0 | 2.6 |
| Proposal | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.2 | 0.2 | 0.2 | 0.3 | 0.5 |
| Ottawa | Insolvency | 2.6 | 3.6 | 3.1 | 2.8 | 2.8 | 3.5 | 4.3 | 5.0 | 4.0 | 3.9 |
| Bankruptcy | 2.6 | 3.5 | 2.9 | 2.5 | 2.4 | 3.2 | 4.0 | 4.4 | 3.2 | 2.9 |
| Proposal | 0.0 | 0.1 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | 0.7 | 0.8 | 1.0 |
| Kingston – Pembroke | Insolvency | 2.4 | 3.4 | 3.5 | 3.3 | 2.9 | 3.5 | 4.1 | 4.2 | 4.1 | 3.8 |
| Bankruptcy | 2.4 | 3.3 | 3.2 | 2.7 | 2.5 | 3.0 | 3.8 | 3.9 | 3.6 | 3.3 |
| Proposal | 0.0 | 0.1 | 0.3 | 0.6 | 0.4 | 0.4 | 0.3 | 0.3 | 0.5 | 0.5 |
| Muskoka – Kawarthas | Insolvency | 2.2 | 3.5 | 4.1 | 3.2 | 3.3 | 3.5 | 4.8 | 4.3 | 3.6 | 3.9 |
| Bankruptcy | 2.1 | 3.4 | 4.1 | 3.2 | 3.2 | 3.4 | 4.6 | 4.1 | 3.1 | 2.9 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.2 | 0.2 | 0.6 | 0.9 |
| Toronto | Insolvency | 2.3 | 3.9 | 4.0 | 3.4 | 2.9 | 3.2 | 3.6 | 3.7 | 3.1 | 2.8 |
| Bankruptcy | 2.2 | 3.7 | 3.9 | 3.3 | 2.9 | 3.1 | 3.5 | 3.6 | 2.8 | 2.3 |
| Proposal | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.3 | 0.5 |
| Kitchener – Waterloo – Barrie | Insolvency | 1.8 | 3.5 | 3.5 | 3.1 | 2.8 | 3.3 | 3.9 | 3.9 | 3.5 | 3.3 |
| Bankruptcy | 1.8 | 3.4 | 3.4 | 2.9 | 2.7 | 3.0 | 3.7 | 3.6 | 3.1 | 2.8 |
| Proposal | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 | 0.4 | 0.5 |
| Hamilton – Niagara Peninsula | Insolvency | 2.3 | 3.4 | 3.2 | 3.1 | 2.8 | 3.3 | 4.0 | 4.5 | 4.1 | 4.0 |
| Bankruptcy | 2.3 | 3.3 | 3.1 | 3.0 | 2.7 | 3.2 | 3.8 | 4.3 | 3.8 | 3.4 |
| Proposal | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.3 | 0.6 |
| London | Insolvency | 1.9 | 2.8 | 3.0 | 2.6 | 2.7 | 3.5 | 4.4 | 4.7 | 4.0 | 4.2 |
| Bankruptcy | 1.9 | 2.7 | 2.8 | 2.3 | 2.5 | 3.2 | 4.2 | 4.4 | 3.7 | 3.6 |
| Proposal | 0.0 | 0.2 | 0.2 | 0.3 | 0.2 | 0.3 | 0.3 | 0.3 | 0.4 | 0.6 |
| Windsor – Sarnia | Insolvency | 2.0 | 2.4 | 2.4 | 2.1 | 1.9 | 2.3 | 2.8 | 3.0 | 2.6 | 2.4 |
| Bankruptcy | 2.0 | 2.4 | 2.3 | 1.8 | 1.8 | 2.1 | 2.6 | 2.9 | 2.4 | 2.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.2 | 0.1 | 0.2 | 0.2 | 0.1 | 0.2 | 0.3 |
| Stratford – Bruce Peninsula | Insolvency | 0.9 | 1.4 | 1.4 | 1.5 | 1.8 | 2.1 | 2.4 | 2.3 | 2.3 | 2.1 |
| Bankruptcy | 0.9 | 1.3 | 1.4 | 1.3 | 1.6 | 1.9 | 2.4 | 2.2 | 2.2 | 1.8 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.2 | 0.2 | 0.1 | 0.0 | 0.1 | 0.2 | 0.3 |
| Northeast | Insolvency | 3.0 | 4.9 | 5.0 | 3.7 | 3.4 | 3.7 | 4.9 | 5.2 | 4.6 | 4.6 |
| Bankruptcy | 3.0 | 4.9 | 4.9 | 3.6 | 3.3 | 3.5 | 4.7 | 5.0 | 4.3 | 4.2 |
| Proposal | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 | 0.3 | 0.4 |
| Northwest | Insolvency | 0.7 | 1.1 | 1.4 | 1.3 | 1.3 | 1.2 | 1.5 | 1.9 | 1.7 | 2.0 |
| Bankruptcy | 0.7 | 1.0 | 1.3 | 1.3 | 1.3 | 1.2 | 1.5 | 1.9 | 1.7 | 1.8 |
| Proposal | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Manitoba | Insolvency | 2.3 | 3.2 | 3.1 | 3.0 | 2.9 | 3.2 | 3.5 | 3.5 | 3.1 | 3.2 |
| Bankruptcy | 2.3 | 3.1 | 3.1 | 2.8 | 2.7 | 3.0 | 3.2 | 3.2 | 2.8 | 2.8 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.2 | 0.3 | 0.3 | 0.2 | 0.3 | 0.4 |
| Southeast | Insolvency | 1.2 | 2.0 | 2.3 | 2.0 | 1.5 | 1.6 | 1.9 | 1.9 | 1.7 | 1.7 |
| Bankruptcy | 1.2 | 2.0 | 2.3 | 1.9 | 1.3 | 1.5 | 1.8 | 1.9 | 1.5 | 1.4 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | 0.2 | 0.2 |
| South Central | Insolvency | 0.9 | 1.3 | 1.2 | 0.7 | 0.9 | 0.9 | 1.1 | 1.2 | 1.2 | 1.2 |
| Bankruptcy | 0.9 | 1.3 | 1.2 | 0.7 | 0.9 | 0.8 | 1.1 | 1.2 | 1.1 | 1.1 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 |
| Southwest | Insolvency | 1.8 | 2.2 | 2.4 | 2.5 | 2.5 | 2.7 | 3.2 | 3.4 | 2.7 | 3.1 |
| Bankruptcy | 1.8 | 2.2 | 2.4 | 2.4 | 2.2 | 2.3 | 2.8 | 3.3 | 2.4 | 2.8 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 | 0.4 | 0.4 | 0.1 | 0.3 | 0.3 |
| North Central | Insolvency | 1.5 | 2.3 | 1.9 | 1.5 | 1.6 | 1.5 | 1.6 | 1.9 | 1.3 | 2.3 |
| Bankruptcy | 1.5 | 2.3 | 1.9 | 1.5 | 1.5 | 1.4 | 1.5 | 1.7 | 1.3 | 2.1 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 | 0.2 |
| Winnipeg | Insolvency | 3.2 | 4.3 | 4.1 | 3.9 | 3.9 | 4.5 | 4.8 | 4.6 | 4.0 | 4.2 |
| Bankruptcy | 3.1 | 4.3 | 4.1 | 3.7 | 3.7 | 4.1 | 4.4 | 4.3 | 3.7 | 3.7 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.2 | 0.2 | 0.4 | 0.4 | 0.3 | 0.3 | 0.5 |
| Interlake | Insolvency | 1.5 | 1.9 | 1.9 | 2.5 | 1.3 | 2.1 | 2.0 | 2.1 | 2.4 | 2.1 |
| Bankruptcy | 1.5 | 1.8 | 1.8 | 2.4 | 1.3 | 2.0 | 1.8 | 2.1 | 2.2 | 1.8 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.2 | 0.0 | 0.2 | 0.3 |
| Parklands and North | Insolvency | 1.1 | 1.2 | 1.9 | 2.3 | 1.8 | 1.6 | 2.3 | 2.0 | 2.8 | 2.8 |
| Bankruptcy | 1.1 | 1.2 | 1.9 | 2.2 | 1.6 | 1.5 | 2.0 | 1.8 | 2.6 | 2.5 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.2 | 0.1 | 0.3 | 0.2 | 0.2 | 0.3 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Saskatchewan | Insolvency | 1.9 | 2.2 | 2.2 | 1.8 | 1.8 | 2.2 | 2.7 | 2.8 | 2.5 | 2.5 |
| Bankruptcy | 1.9 | 2.2 | 2.2 | 1.7 | 1.7 | 2.1 | 2.5 | 2.4 | 2.1 | 2.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.3 | 0.4 | 0.4 |
| Regina – Moose Mountain | Insolvency | 2.5 | 2.9 | 2.7 | 2.1 | 2.3 | 2.4 | 3.1 | 3.4 | 2.7 | 3.1 |
| Bankruptcy | 2.5 | 2.8 | 2.7 | 2.1 | 2.2 | 2.3 | 2.9 | 3.1 | 2.3 | 2.6 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.3 | 0.4 | 0.4 | 0.5 |
| Swift Current – Moose Jaw | Insolvency | 1.4 | 1.5 | 1.5 | 1.1 | 0.9 | 1.9 | 1.8 | 1.8 | 2.0 | 2.1 |
| Bankruptcy | 1.4 | 1.5 | 1.5 | 1.0 | 0.9 | 1.8 | 1.7 | 1.7 | 1.8 | 1.9 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 |
| Saskatoon – Biggar | Insolvency | 2.8 | 3.4 | 3.2 | 2.7 | 2.7 | 3.2 | 3.9 | 3.6 | 3.2 | 2.7 |
| Bankruptcy | 2.8 | 3.4 | 3.2 | 2.5 | 2.5 | 2.9 | 3.6 | 3.1 | 2.6 | 2.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.2 | 0.2 | 0.4 | 0.6 | 0.6 | 0.5 |
| Yorkton – Melville | Insolvency | 0.7 | 0.7 | 0.9 | 0.9 | 0.9 | 1.0 | 1.2 | 1.4 | 1.6 | 1.4 |
| Bankruptcy | 0.7 | 0.7 | 0.9 | 0.9 | 0.9 | 1.0 | 1.0 | 1.3 | 1.4 | 1.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.2 | 0.2 |
| Prince Albert and Northern | Insolvency | 0.9 | 1.4 | 1.5 | 1.2 | 1.3 | 1.7 | 2.1 | 2.5 | 2.6 | 2.9 |
| Bankruptcy | 0.9 | 1.4 | 1.5 | 1.1 | 1.2 | 1.6 | 2.0 | 2.2 | 2.3 | 2.5 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.3 | 0.3 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Alberta | Insolvency | 2.1 | 2.9 | 3.1 | 2.9 | 3.2 | 4.2 | 5.0 | 5.0 | 4.0 | 4.3 |
| Bankruptcy | 2.0 | 2.9 | 3.1 | 2.8 | 3.0 | 4.1 | 4.9 | 4.8 | 3.8 | 4.0 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.2 | 0.1 | 0.1 | 0.1 | 0.2 | 0.3 | 0.3 |
| Lethbridge – Medicine Hat | Insolvency | 2.1 | 3.0 | 3.1 | 2.9 | 3.1 | 4.0 | 4.5 | 3.9 | 3.7 | 3.9 |
| Bankruptcy | 2.1 | 3.0 | 3.1 | 2.8 | 3.1 | 3.9 | 4.4 | 3.8 | 3.6 | 3.9 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Camrose – Drumheller | Insolvency | 0.8 | 1.3 | 1.7 | 1.5 | 1.6 | 2.3 | 2.6 | 2.7 | 2.9 | 2.9 |
| Bankruptcy | 0.8 | 1.3 | 1.6 | 1.4 | 1.6 | 2.2 | 2.5 | 2.6 | 2.8 | 2.7 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 |
| Calgary | Insolvency | 2.8 | 3.9 | 4.4 | 4.2 | 4.3 | 5.1 | 5.5 | 4.8 | 3.4 | 3.5 |
| Bankruptcy | 2.8 | 3.9 | 4.4 | 3.9 | 4.1 | 4.9 | 5.2 | 4.5 | 3.2 | 3.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.3 | 0.2 | 0.2 | 0.3 | 0.2 | 0.2 | 0.3 |
| Banff – Jasper – Rocky Mountain House | Insolvency | 1.1 | 2.3 | 2.5 | 2.4 | 1.6 | 2.3 | 3.1 | 3.8 | 3.4 | 4.2 |
| Bankruptcy | 1.1 | 2.3 | 2.5 | 2.4 | 1.6 | 2.2 | 3.1 | 3.6 | 3.3 | 4.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 |
| Red Deer | Insolvency | 1.9 | 2.5 | 3.0 | 2.0 | 2.1 | 2.8 | 4.3 | 4.1 | 3.7 | 4.1 |
| Bankruptcy | 1.9 | 2.5 | 3.0 | 2.0 | 2.0 | 2.8 | 4.3 | 4.1 | 3.6 | 4.0 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.1 |
| Edmonton | Insolvency | 2.1 | 2.9 | 2.8 | 2.8 | 3.3 | 4.9 | 6.3 | 6.8 | 5.4 | 5.7 |
| Bankruptcy | 2.1 | 2.9 | 2.8 | 2.7 | 3.2 | 4.8 | 6.2 | 6.5 | 5.1 | 5.3 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.4 | 0.4 |
| Athabasca – Grande Prairie – Peace River | Insolvency | 1.2 | 1.7 | 2.0 | 1.6 | 1.6 | 2.5 | 3.7 | 4.1 | 3.7 | 4.8 |
| Bankruptcy | 1.2 | 1.7 | 2.0 | 1.6 | 1.5 | 2.5 | 3.6 | 3.9 | 3.4 | 4.5 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.2 | 0.3 | 0.4 |
| Wood Buffalo – Cold Lake | Insolvency | 1.8 | 2.4 | 2.5 | 1.9 | 2.5 | 3.0 | 3.9 | 4.2 | 4.5 | 4.5 |
| Bankruptcy | 1.8 | 2.4 | 2.5 | 1.7 | 2.3 | 3.0 | 3.8 | 4.2 | 4.2 | 4.2 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.2 | 0.1 | 0.0 | 0.1 | 0.1 | 0.3 | 0.3 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| British Columbia | Insolvency | 1.2 | 1.7 | 1.9 | 1.5 | 1.5 | 1.7 | 2.3 | 2.6 | 2.6 | 2.9 |
| Bankruptcy | 1.2 | 1.7 | 1.9 | 1.5 | 1.5 | 1.6 | 2.2 | 2.4 | 2.4 | 2.6 |
| Proposal | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.2 | 0.2 | 0.2 |
| Vancouver Island and Coast | Insolvency | n.a. | n.a. | n.a. | n.a. | n.a. | 2.1 | 2.5 | 2.9 | 3.1 | 3.6 |
| Bankruptcy | n.a. | n.a. | n.a. | n.a. | n.a. | 2.0 | 2.3 | 2.7 | 2.9 | 3.4 |
| Proposal | n.a. | n.a. | n.a. | n.a. | n.a. | 0.1 | 0.2 | 0.2 | 0.1 | 0.2 |
| Lower Mainland – Southwest | Insolvency | n.a. | n.a. | n.a. | n.a. | n.a. | 1.7 | 2.4 | 2.7 | 2.5 | 2.6 |
| Bankruptcy | n.a. | n.a. | n.a. | n.a. | n.a. | 1.7 | 2.3 | 2.5 | 2.3 | 2.4 |
| Proposal | n.a. | n.a. | n.a. | n.a. | n.a. | 0.1 | 0.1 | 0.2 | 0.2 | 0.3 |
| Thompson – Okanagan | Insolvency | n.a. | n.a. | n.a. | n.a. | n.a. | 2.0 | 2.7 | 3.1 | 3.1 | 3.5 |
| Bankruptcy | n.a. | n.a. | n.a. | n.a. | n.a. | 2.0 | 2.7 | 3.0 | 3.0 | 3.4 |
| Proposal | n.a. | n.a. | n.a. | n.a. | n.a. | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 |
| Kootenay | Insolvency | n.a. | n.a. | n.a. | n.a. | n.a. | 0.8 | 1.3 | 1.8 | 1.7 | 2.1 |
| Bankruptcy | n.a. | n.a. | n.a. | n.a. | n.a. | 0.8 | 1.2 | 1.7 | 1.6 | 2.0 |
| Proposal | n.a. | n.a. | n.a. | n.a. | n.a. | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Cariboo | Insolvency | n.a. | n.a. | n.a. | n.a. | n.a. | 1.6 | 2.2 | 2.4 | 3.3 | 4.5 |
| Bankruptcy | n.a. | n.a. | n.a. | n.a. | n.a. | 1.6 | 2.2 | 2.3 | 3.0 | 4.1 |
| Proposal | n.a. | n.a. | n.a. | n.a. | n.a. | 0.1 | 0.1 | 0.1 | 0.3 | 0.4 |
| North Coast and Nechako | Insolvency | n.a. | n.a. | n.a. | n.a. | n.a. | 0.9 | 1.4 | 1.4 | 1.7 | 2.4 |
| Bankruptcy | n.a. | n.a. | n.a. | n.a. | n.a. | 0.8 | 1.4 | 1.4 | 1.6 | 2.1 |
| Proposal | n.a. | n.a. | n.a. | n.a. | n.a. | 0.0 | 0.1 | 0.0 | 0.1 | 0.3 |
| Northeast | Insolvency | n.a. | n.a. | n.a. | n.a. | n.a. | 1.5 | 1.5 | 2.1 | 1.8 | 2.6 |
| Bankruptcy | n.a. | n.a. | n.a. | n.a. | n.a. | 1.5 | 1.5 | 1.9 | 1.6 | 2.6 |
| Proposal | n.a. | n.a. | n.a. | n.a. | n.a. | 0.0 | 0.0 | 0.1 | 0.2 | 0.0 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Yukon | Insolvency | 0.6 | 0.7 | 0.3 | 1.0 | 0.6 | 0.9 | 1.3 | 1.6 | 1.9 | 2.0 |
| Bankruptcy | 0.5 | 0.6 | 0.3 | 1.0 | 0.5 | 0.8 | 1.3 | 1.6 | 1.6 | 1.8 |
| Proposal | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.3 | 0.2 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Northwest Territories | Insolvency | n.a. | 0.8 | 0.6 | 1.1 | 1.0 | 1.0 | 1.5 | 2.5 | 2.0 | 2.2 |
| Bankruptcy | n.a. | 0.8 | 0.6 | 1.0 | 0.7 | 0.8 | 1.4 | 2.3 | 1.7 | 2.1 |
| Proposal | n.a. | 0.0 | 0.0 | 0.1 | 0.3 | 0.1 | 0.1 | 0.2 | 0.3 | 0.1 |
| empty cell | Rate | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 |
| Nunavut | Insolvency | n.a. | 0.2 | 0.2 | 0.0 | 0.1 | 0.1 | 0.1 | 0.3 | 0.3 | 0.1 |
| Bankruptcy | n.a. | 0.2 | 0.2 | 0.0 | 0.1 | 0.1 | 0.1 | 0.3 | 0.2 | 0.1 |
| Proposal | n.a. | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 | 0.0 |
