Insolvency Statistics in Canada — August 2023 (Highlights)

Read the report Insolvency Statistics in Canada — August 2023.

The total number of insolvencies (bankruptcies and proposals) in Canada increased by 10.3% in August 2023 compared to the previous month. Bankruptcies increased by 14.7% and proposals increased by 9%.

The total number of insolvencies in August 2023 was 18.3% higher than the total number of insolvencies in August 2022. Consumer insolvencies increased by 17.8%, while business insolvencies increased by 37.3%.

For the 12‑month period ending August 31, 2023, the total number of insolvencies increased by 22.6% in comparison to the 12‑month period ending August 31, 2022.

Consumer insolvencies for the 12‑month period ending August 31, 2023, increased by 22.2% in comparison to the 12‑month period ending August 31, 2022. Consumer bankruptcies increased by less than 1%, while consumer proposals increased by 30%. The proportion of proposals in consumer insolvencies increased to 78% during the 12‑month period ending August 31, 2023, up from 73.3% during the 12‑month period ending August 31, 2022. For the 12‑month period ending August 31, 2023, consumer insolvency filings accounted for 96.5% of total insolvency filings.

Business insolvencies for the 12‑month period ending August 31, 2023, increased by 36.7% compared with the 12‑month period ending August 31, 2022. Accommodation and Food Services; Retail Trade; and Construction registered the largest increases in the number of insolvencies.

Read the report Insolvency Statistics in Canada—August 2023.