Table 5: Insolvencies Filed by Consumers by ER - | Volume | 2020 |
2020 | 2019 | % Change | Assets Declared at the Time of Filing ($) | Liabilities Declared at the Time of Filing ($) |
Newfoundland and Labrador | 1,873 | 3,221 | -41.9 | 232,124,827 | 283,357,349 |
Bankruptcies | 768 | 1,466 | -47.6 | 70,331,055 | 108,204,797 |
Proposals | 1,105 | 1,755 | -37.0 | 161,793,772 | 175,152,552 |
Avalon Peninsula | 1,016 | 1,768 | -42.5 | 144,560,447 | 173,470,344 |
Bankruptcies | 418 | 773 | -45.9 | 45,039,987 | 68,359,700 |
Proposals | 598 | 995 | -39.9 | 99,520,460 | 105,110,645 |
South Coast - Burin Peninsula | 135 | 226 | -40.3 | 12,861,048 | 14,688,385 |
Bankruptcies | 49 | 108 | -54.6 | 2,929,094 | 4,345,464 |
Proposals | 86 | 118 | -27.1 | 9,931,954 | 10,342,921 |
West Coast - Northern Peninsula - Labrador | 309 | 435 | -29.0 | 30,693,954 | 38,447,925 |
Bankruptcies | 120 | 187 | -35.8 | 7,366,103 | 12,433,409 |
Proposals | 189 | 248 | -23.8 | 23,327,851 | 26,014,516 |
Notre Dame - Central Bonavista Bay | 411 | 792 | -48.1 | 44,009,378 | 56,750,695 |
Bankruptcies | 179 | 399 | -55.1 | 14,995,871 | 23,066,224 |
Proposals | 232 | 393 | -41.0 | 29,013,507 | 33,684,471 |
Prince Edward Island | 426 | 749 | -43.1 | 22,452,617 | 35,004,204 |
Bankruptcies | 203 | 386 | -47.4 | 7,012,773 | 17,776,343 |
Proposals | 223 | 363 | -38.6 | 15,439,844 | 17,227,861 |
Nova Scotia | 3,498 | 6,040 | -42.1 | 253,022,790 | 364,089,310 |
Bankruptcies | 1,599 | 3,193 | -49.9 | 79,088,944 | 165,586,906 |
Proposals | 1,899 | 2,847 | -33.3 | 173,933,846 | 198,502,404 |
Cape Breton | 588 | 1,090 | -46.1 | 41,435,707 | 54,303,578 |
Bankruptcies | 273 | 525 | -48.0 | 13,482,762 | 23,974,114 |
Proposals | 315 | 565 | -44.2 | 27,952,945 | 30,329,464 |
North Shore | 657 | 1,162 | -43.5 | 48,423,405 | 66,926,702 |
Bankruptcies | 288 | 622 | -53.7 | 13,531,715 | 26,394,561 |
Proposals | 369 | 540 | -31.7 | 34,891,690 | 40,532,141 |
Annapolis Valley | 415 | 813 | -49.0 | 32,486,287 | 53,358,773 |
Bankruptcies | 203 | 464 | -56.3 | 10,727,192 | 29,057,356 |
Proposals | 212 | 349 | -39.3 | 21,759,094 | 24,301,418 |
Southern | 446 | 851 | -47.6 | 33,694,545 | 48,260,552 |
Bankruptcies | 231 | 476 | -51.5 | 11,205,366 | 24,208,053 |
Proposals | 215 | 375 | -42.7 | 22,489,179 | 24,052,499 |
Halifax | 1,389 | 2,125 | -34.6 | 96,982,847 | 141,239,705 |
Bankruptcies | 602 | 1,107 | -45.6 | 30,141,909 | 61,952,822 |
Proposals | 787 | 1,018 | -22.7 | 66,840,938 | 79,286,883 |
New Brunswick | 3,365 | 4,851 | -30.6 | 246,416,430 | 340,893,361 |
Bankruptcies | 1,486 | 2,343 | -36.6 | 67,032,206 | 141,324,006 |
Proposals | 1,879 | 2,508 | -25.1 | 179,384,224 | 199,569,355 |
Campbellton - Miramichi | 731 | 1,029 | -29.0 | 51,644,618 | 71,778,591 |
Bankruptcies | 302 | 514 | -41.2 | 12,995,685 | 27,468,033 |
Proposals | 429 | 515 | -16.7 | 38,648,933 | 44,310,558 |
Moncton - Richibucto | 963 | 1,477 | -34.8 | 68,823,471 | 96,441,981 |
Bankruptcies | 431 | 666 | -35.3 | 19,086,040 | 40,072,693 |
Proposals | 532 | 811 | -34.4 | 49,737,431 | 56,369,289 |
Saint John - St. Stephen | 801 | 989 | -19.0 | 63,009,303 | 83,846,050 |
Bankruptcies | 360 | 506 | -28.9 | 16,578,787 | 35,227,592 |
Proposals | 441 | 483 | -8.7 | 46,430,516 | 48,618,458 |
Fredericton - Oromocto | 486 | 866 | -43.9 | 33,560,286 | 49,773,997 |
Bankruptcies | 234 | 415 | -43.6 | 11,152,356 | 23,013,699 |
Proposals | 252 | 451 | -44.1 | 22,407,929 | 26,760,298 |
Edmundston - Woodstock | 388 | 493 | -21.3 | 29,378,752 | 39,052,741 |
Bankruptcies | 161 | 244 | -34.0 | 7,219,337 | 15,541,989 |
Proposals | 227 | 249 | -8.8 | 22,159,414 | 23,510,752 |
Quebec | 26,683 | 42,865 | -37.8 | 1,731,487,985 | 2,480,653,793 |
Bankruptcies | 11,714 | 20,038 | -41.5 | 416,644,597 | 960,272,889 |
Proposals | 14,969 | 22,827 | -34.4 | 1,314,843,388 | 1,520,380,904 |
Gaspésie - Îles-de-la-Madeleine | 302 | 495 | -39.0 | 18,069,294 | 26,738,975 |
Bankruptcies | 118 | 205 | -42.4 | 3,528,373 | 9,396,160 |
Proposals | 184 | 290 | -36.6 | 14,540,920 | 17,342,815 |
Bas-Saint-Laurent | 623 | 984 | -36.7 | 37,465,803 | 50,904,820 |
Bankruptcies | 283 | 491 | -42.4 | 10,899,861 | 21,435,105 |
Proposals | 340 | 493 | -31.0 | 26,565,942 | 29,469,714 |
Capitale-Nationale | 2,433 | 3,735 | -34.9 | 188,258,907 | 236,165,276 |
Bankruptcies | 1,088 | 1,887 | -42.3 | 51,089,671 | 90,001,042 |
Proposals | 1,345 | 1,848 | -27.2 | 137,169,236 | 146,164,235 |
Chaudière - Appalaches | 1,230 | 1,808 | -32.0 | 98,668,699 | 120,874,013 |
Bankruptcies | 570 | 960 | -40.6 | 30,830,828 | 46,070,454 |
Proposals | 660 | 848 | -22.2 | 67,837,870 | 74,803,560 |
Estrie | 979 | 1,540 | -36.4 | 66,660,354 | 91,028,165 |
Bankruptcies | 495 | 875 | -43.4 | 23,453,060 | 43,211,142 |
Proposals | 484 | 665 | -27.2 | 43,207,294 | 47,817,022 |
Centre-du-Québec | 834 | 1,206 | -30.8 | 44,587,006 | 81,604,582 |
Bankruptcies | 410 | 576 | -28.8 | 12,455,877 | 37,436,576 |
Proposals | 424 | 630 | -32.7 | 32,131,129 | 44,168,006 |
Montérégie | 4,969 | 8,125 | -38.8 | 327,305,975 | 474,604,132 |
Bankruptcies | 1,997 | 3,530 | -43.4 | 63,460,026 | 156,184,883 |
Proposals | 2,972 | 4,595 | -35.3 | 263,845,949 | 318,419,249 |
Montréal | 5,340 | 8,520 | -37.3 | 181,535,001 | 406,126,601 |
Bankruptcies | 2,477 | 4,073 | -39.2 | 35,210,692 | 189,437,992 |
Proposals | 2,863 | 4,447 | -35.6 | 146,324,310 | 216,688,609 |
Laval | 1,237 | 2,025 | -38.9 | 91,853,740 | 128,036,383 |
Bankruptcies | 492 | 874 | -43.7 | 13,752,919 | 40,950,402 |
Proposals | 745 | 1,151 | -35.3 | 78,100,821 | 87,085,981 |
Lanaudière | 2,031 | 3,286 | -38.2 | 162,364,705 | 204,073,628 |
Bankruptcies | 815 | 1,329 | -38.7 | 34,002,848 | 69,112,868 |
Proposals | 1,216 | 1,957 | -37.9 | 128,361,857 | 134,960,760 |
Laurentides | 2,478 | 4,269 | -42.0 | 205,423,073 | 268,475,330 |
Bankruptcies | 1,030 | 1,905 | -45.9 | 46,895,933 | 95,466,771 |
Proposals | 1,448 | 2,364 | -38.7 | 158,527,140 | 173,008,560 |
Outaouais | 1,557 | 2,631 | -40.8 | 126,144,547 | 154,527,326 |
Bankruptcies | 637 | 1,087 | -41.4 | 25,694,026 | 51,454,942 |
Proposals | 920 | 1,544 | -40.4 | 100,450,521 | 103,072,384 |
Abitibi - Témiscamingue | 440 | 740 | -40.5 | 28,061,920 | 35,048,851 |
Bankruptcies | 149 | 286 | -47.9 | 7,797,913 | 11,658,439 |
Proposals | 291 | 454 | -35.9 | 20,264,006 | 23,390,412 |
Mauricie | 984 | 1,587 | -38.0 | 52,886,827 | 76,918,443 |
Bankruptcies | 518 | 926 | -44.1 | 17,105,125 | 33,340,361 |
Proposals | 466 | 661 | -29.5 | 35,781,701 | 43,578,082 |
Saguenay - Lac-Saint-Jean | 896 | 1,421 | -36.9 | 71,861,839 | 91,071,645 |
Bankruptcies | 475 | 772 | -38.5 | 31,175,750 | 50,576,721 |
Proposals | 421 | 649 | -35.1 | 40,686,089 | 40,494,924 |
Côte-Nord | 316 | 432 | -26.9 | 27,376,924 | 31,718,887 |
Bankruptcies | 144 | 242 | -40.5 | 7,697,776 | 12,985,077 |
Proposals | 172 | 190 | -9.5 | 19,679,148 | 18,733,810 |
Nord-du-Québec | 36 | 61 | -41.0 | 2,963,372 | 2,736,735 |
Bankruptcies | 17 | 18 | -5.6 | 1,593,918 | 1,553,954 |
Proposals | 19 | 43 | -55.8 | 1,369,454 | 1,182,781 |
Ontario | 33,992 | 44,852 | -24.2 | 2,031,818,742 | 2,978,193,670 |
Bankruptcies | 9,213 | 14,577 | -36.8 | 250,373,497 | 886,864,265 |
Proposals | 24,779 | 30,275 | -18.2 | 1,781,445,245 | 2,091,329,405 |
Ottawa | 3,146 | 4,492 | -30.0 | 182,948,130 | 274,217,402 |
Bankruptcies | 1,083 | 1,783 | -39.3 | 37,894,711 | 94,981,501 |
Proposals | 2,063 | 2,709 | -23.8 | 145,053,419 | 179,235,900 |
Kingston - Pembroke | 1,199 | 1,794 | -33.2 | 75,253,601 | 101,406,762 |
Bankruptcies | 379 | 654 | -42.0 | 12,034,038 | 33,242,371 |
Proposals | 820 | 1,140 | -28.1 | 63,219,563 | 68,164,391 |
Muskoka - Kawarthas | 841 | 1,286 | -34.6 | 59,951,782 | 74,925,441 |
Bankruptcies | 238 | 397 | -40.1 | 6,453,786 | 22,088,082 |
Proposals | 603 | 889 | -32.2 | 53,497,995 | 52,837,359 |
Toronto | 15,241 | 19,041 | -20.0 | 913,193,354 | 1,405,252,524 |
Bankruptcies | 3,432 | 5,147 | -33.3 | 77,148,205 | 384,041,896 |
Proposals | 11,809 | 13,894 | -15.0 | 836,045,149 | 1,021,210,628 |
Kitchener - Waterloo - Barrie | 3,431 | 4,552 | -24.6 | 194,200,499 | 279,355,246 |
Bankruptcies | 920 | 1,544 | -40.4 | 24,926,771 | 82,617,079 |
Proposals | 2,511 | 3,008 | -16.5 | 169,273,729 | 196,738,168 |
Hamilton - Niagara Peninsula | 3,413 | 4,584 | -25.5 | 193,753,421 | 287,929,536 |
Bankruptcies | 994 | 1,524 | -34.8 | 25,903,121 | 95,289,450 |
Proposals | 2,419 | 3,060 | -20.9 | 167,850,300 | 192,640,086 |
London | 1,836 | 2,505 | -26.7 | 89,915,638 | 132,196,451 |
Bankruptcies | 536 | 852 | -37.1 | 9,532,216 | 39,066,611 |
Proposals | 1,300 | 1,653 | -21.4 | 80,383,422 | 93,129,840 |
Windsor - Sarnia | 1,593 | 2,266 | -29.7 | 78,979,736 | 117,320,448 |
Bankruptcies | 501 | 882 | -43.2 | 9,414,263 | 38,182,932 |
Proposals | 1,092 | 1,384 | -21.1 | 69,565,473 | 79,137,516 |
Stratford - Bruce Peninsula | 498 | 635 | -21.6 | 24,094,292 | 34,569,014 |
Bankruptcies | 177 | 277 | -36.1 | 5,488,542 | 12,515,351 |
Proposals | 321 | 358 | -10.3 | 18,605,750 | 22,053,662 |
Northeast | 1,934 | 3,115 | -37.9 | 184,491,551 | 222,855,614 |
Bankruptcies | 631 | 1,191 | -47.0 | 30,185,950 | 62,842,666 |
Proposals | 1,303 | 1,924 | -32.3 | 154,305,601 | 160,012,948 |
Northwest | 858 | 584 | 46.9 | 35,036,738 | 48,165,233 |
Bankruptcies | 323 | 325 | -0.6 | 11,391,895 | 21,996,326 |
Proposals | 535 | 259 | 106.6 | 23,644,843 | 26,168,907 |
Manitoba | 2,527 | 3,146 | -19.7 | 286,805,565 | 335,207,816 |
Bankruptcies | 787 | 1,344 | -41.4 | 56,274,973 | 115,477,167 |
Proposals | 1,740 | 1,802 | -3.4 | 230,530,592 | 219,730,649 |
Southeast | 198 | 248 | -20.2 | 31,800,259 | 38,146,693 |
Bankruptcies | 74 | 123 | -39.8 | 8,060,638 | 16,938,699 |
Proposals | 124 | 125 | -0.8 | 23,739,621 | 21,207,994 |
South Central | 97 | 98 | -1.0 | 9,144,531 | 10,028,912 |
Bankruptcies | 26 | 50 | -48.0 | 1,116,744 | 2,347,012 |
Proposals | 71 | 48 | 47.9 | 8,027,786 | 7,681,900 |
Southwest | 262 | 352 | -25.6 | 31,261,901 | 31,996,466 |
Bankruptcies | 85 | 138 | -38.4 | 7,866,023 | 11,434,761 |
Proposals | 177 | 214 | -17.3 | 23,395,878 | 20,561,705 |
North Central | 52 | 104 | -50.0 | 5,746,374 | 6,757,661 |
Bankruptcies | 18 | 45 | -60.0 | 1,830,776 | 2,883,998 |
Proposals | 34 | 59 | -42.4 | 3,915,597 | 3,873,663 |
Winnipeg | 1,649 | 2,019 | -18.3 | 168,991,449 | 198,840,317 |
Bankruptcies | 477 | 834 | -42.8 | 26,934,283 | 58,382,830 |
Proposals | 1,172 | 1,185 | -1.1 | 142,057,166 | 140,457,487 |
Interlake | 131 | 190 | -31.1 | 26,222,138 | 23,784,739 |
Bankruptcies | 46 | 91 | -49.5 | 5,119,446 | 7,578,695 |
Proposals | 85 | 99 | -14.1 | 21,102,692 | 16,206,044 |
Parklands | 71 | 76 | -6.6 | 7,723,009 | 12,376,446 |
Bankruptcies | 39 | 33 | 18.2 | 3,676,518 | 7,493,044 |
Proposals | 32 | 43 | -25.6 | 4,046,491 | 4,883,402 |
North | 66 | 53 | 24.5 | 5,915,904 | 13,276,583 |
Bankruptcies | 21 | 27 | -22.2 | 1,670,544 | 8,418,128 |
Proposals | 45 | 26 | 73.1 | 4,245,360 | 4,858,455 |
Saskatchewan | 2,640 | 3,453 | -23.5 | 431,320,965 | 433,559,522 |
Bankruptcies | 878 | 1,317 | -33.3 | 115,197,645 | 156,430,732 |
Proposals | 1,762 | 2,136 | -17.5 | 316,123,320 | 277,128,790 |
Regina - Moose Mountain | 903 | 1,224 | -26.2 | 182,567,972 | 170,830,015 |
Bankruptcies | 224 | 369 | -39.3 | 33,569,267 | 45,072,106 |
Proposals | 679 | 855 | -20.6 | 148,998,705 | 125,757,909 |
Swift Current - Moose Jaw | 238 | 273 | -12.8 | 29,112,686 | 30,222,972 |
Bankruptcies | 91 | 127 | -28.3 | 8,711,878 | 10,901,038 |
Proposals | 147 | 146 | 0.7 | 20,400,808 | 19,321,934 |
Saskatoon - Biggar | 843 | 1,096 | -23.1 | 126,962,674 | 128,409,318 |
Bankruptcies | 307 | 439 | -30.1 | 36,858,623 | 50,524,632 |
Proposals | 536 | 657 | -18.4 | 90,104,051 | 77,884,686 |
Yorkton - Melville | 189 | 193 | -2.1 | 27,018,885 | 30,990,056 |
Bankruptcies | 71 | 84 | -15.5 | 9,618,843 | 13,802,741 |
Proposals | 118 | 109 | 8.3 | 17,400,042 | 17,187,316 |
Prince Albert | 426 | 603 | -29.4 | 61,976,651 | 69,335,948 |
Bankruptcies | 173 | 269 | -35.7 | 25,913,773 | 34,798,960 |
Proposals | 253 | 334 | -24.3 | 36,062,877 | 34,536,988 |
Northern | 38 | 61 | -37.7 | 3,682,097 | 3,771,212 |
Bankruptcies | 10 | 27 | -63.0 | 525,261 | 1,331,255 |
Proposals | 28 | 34 | -17.6 | 3,156,836 | 2,439,958 |
Alberta | 13,089 | 16,675 | -21.5 | 2,108,987,895 | 2,677,653,544 |
Bankruptcies | 3,602 | 5,589 | -35.6 | 472,572,723 | 969,780,444 |
Proposals | 9,487 | 11,086 | -14.4 | 1,636,415,172 | 1,707,873,100 |
Lethbridge - Medicine Hat | 995 | 1,301 | -23.5 | 111,555,606 | 125,273,380 |
Bankruptcies | 219 | 406 | -46.1 | 21,645,762 | 31,845,301 |
Proposals | 776 | 895 | -13.3 | 89,909,845 | 93,428,079 |
Camrose - Drumheller | 471 | 605 | -22.1 | 73,685,717 | 87,957,801 |
Bankruptcies | 191 | 225 | -15.1 | 30,079,317 | 42,148,797 |
Proposals | 280 | 380 | -26.3 | 43,606,401 | 45,809,004 |
Calgary | 4,726 | 6,092 | -22.4 | 821,124,043 | 1,074,010,333 |
Bankruptcies | 1,367 | 2,170 | -37.0 | 182,694,304 | 426,840,007 |
Proposals | 3,359 | 3,922 | -14.4 | 638,429,739 | 647,170,326 |
Banff - Jasper - Rocky Mountain House | 239 | 269 | -11.2 | 24,760,958 | 33,278,724 |
Bankruptcies | 82 | 106 | -22.6 | 6,760,295 | 11,674,947 |
Proposals | 157 | 163 | -3.7 | 18,000,663 | 21,603,777 |
Red Deer | 861 | 1,100 | -21.7 | 126,711,760 | 141,999,869 |
Bankruptcies | 239 | 334 | -28.4 | 29,203,497 | 44,926,188 |
Proposals | 622 | 766 | -18.8 | 97,508,263 | 97,073,681 |
Edmonton | 4,568 | 5,757 | -20.7 | 721,633,280 | 936,963,707 |
Bankruptcies | 1,146 | 1,816 | -36.9 | 139,010,797 | 316,217,217 |
Proposals | 3,422 | 3,941 | -13.2 | 582,622,482 | 620,746,490 |
Athabasca - Grande Prairie - Peace River | 676 | 860 | -21.4 | 107,161,568 | 125,541,264 |
Bankruptcies | 202 | 319 | -36.7 | 28,441,576 | 42,142,389 |
Proposals | 474 | 541 | -12.4 | 78,719,992 | 83,398,875 |
Wood Buffalo - Cold Lake | 550 | 689 | -20.2 | 122,354,963 | 152,628,466 |
Bankruptcies | 153 | 213 | -28.2 | 34,737,176 | 53,985,597 |
Proposals | 397 | 476 | -16.6 | 87,617,787 | 98,642,868 |
British Columbia | 8,270 | 11,221 | -26.3 | 474,744,883 | 843,491,676 |
Bankruptcies | 2,609 | 4,134 | -36.9 | 107,947,030 | 361,536,366 |
Proposals | 5,661 | 7,087 | -20.1 | 366,797,853 | 481,955,310 |
Vancouver Island and Coast | 1,719 | 2,367 | -27.4 | 95,072,320 | 145,443,836 |
Bankruptcies | 552 | 936 | -41.0 | 18,713,265 | 50,012,003 |
Proposals | 1,167 | 1,431 | -18.4 | 76,359,055 | 95,431,833 |
Lower Mainland - Southwest | 4,497 | 6,075 | -26.0 | 217,152,289 | 425,106,490 |
Bankruptcies | 1,360 | 2,086 | -34.8 | 54,959,361 | 187,225,881 |
Proposals | 3,137 | 3,989 | -21.4 | 162,192,928 | 237,880,609 |
Thompson - Okanagan | 1,184 | 1,621 | -27.0 | 72,422,734 | 148,887,515 |
Bankruptcies | 372 | 607 | -38.7 | 10,319,851 | 70,948,559 |
Proposals | 812 | 1,014 | -19.9 | 62,102,882 | 77,938,956 |
Kootenay | 236 | 346 | -31.8 | 24,575,904 | 28,560,836 |
Bankruptcies | 75 | 147 | -49.0 | 5,006,489 | 9,076,133 |
Proposals | 161 | 199 | -19.1 | 19,569,415 | 19,484,702 |
Cariboo | 359 | 491 | -26.9 | 32,682,715 | 44,284,931 |
Bankruptcies | 154 | 232 | -33.6 | 7,370,845 | 17,921,680 |
Proposals | 205 | 259 | -20.8 | 25,311,869 | 26,363,251 |
North Coast | 61 | 58 | 5.2 | 3,130,319 | 5,692,626 |
Bankruptcies | 21 | 21 | 0.0 | 987,191 | 2,114,110 |
Proposals | 40 | 37 | 8.1 | 2,143,129 | 3,578,516 |
Nechako | 54 | 72 | -25.0 | 6,906,986 | 8,484,142 |
Bankruptcies | 19 | 38 | -50.0 | 1,177,075 | 2,865,977 |
Proposals | 35 | 34 | 2.9 | 5,729,912 | 5,618,164 |
Northeast | 165 | 190 | -13.2 | 22,801,616 | 37,031,302 |
Bankruptcies | 59 | 68 | -13.2 | 9,412,953 | 21,372,023 |
Proposals | 106 | 122 | -13.1 | 13,388,663 | 15,659,279 |
Northwest Territories | 47 | 66 | -28.8 | 6,968,069 | 7,059,459 |
Bankruptcies | 10 | 9 | 11.1 | 1,458,438 | 1,596,355 |
Proposals | 37 | 57 | -35.1 | 5,509,631 | 5,463,104 |
Yukon | 36 | 33 | 9.1 | 2,243,050 | 3,490,832 |
Bankruptcies | 11 | 13 | -15.4 | 96,580 | 735,237 |
Proposals | 25 | 20 | 25.0 | 2,146,470 | 2,755,595 |
Nunavut | 12 | 6 | 100.0 | 623,189 | 860,857 |
Bankruptcies | 0 | 0 | n/a | 0 | 0 |
Proposals | 12 | 6 | 100.0 | 623,189 | 860,857 |