Table 7: Insolvencies Filed by Consumers by CMA - | Province | Volume | 2020 |
2020 | 2019 | % Change | Assets Declared at the Time of Filing ($) | Liabilities Declared at the Time of Filing ($) |
St. John's | N.L. | 721 | 1,267 | -43.1 | 114,286,302 | 131,663,800 |
Bankruptcies | 288 | 558 | -48.4 | 34,646,840 | 50,274,411 |
Proposals | 433 | 709 | -38.9 | 79,639,462 | 81,389,389 |
Halifax | N.S. | 1,355 | 2,081 | -34.9 | 95,237,802 | 138,405,874 |
Bankruptcies | 589 | 1,084 | -45.7 | 29,408,549 | 60,736,348 |
Proposals | 766 | 997 | -23.2 | 65,829,253 | 77,669,526 |
Moncton | N.B. | 678 | 1,062 | -36.2 | 46,060,631 | 67,449,419 |
Bankruptcies | 310 | 473 | -34.5 | 12,490,467 | 27,801,790 |
Proposals | 368 | 589 | -37.5 | 33,570,164 | 39,647,629 |
Saint John | N.B. | 622 | 759 | -18.1 | 50,284,001 | 65,092,831 |
Bankruptcies | 279 | 386 | -27.7 | 12,740,467 | 26,326,394 |
Proposals | 343 | 373 | -8.0 | 37,543,534 | 38,766,437 |
Saguenay | Que. | 572 | 947 | -39.6 | 42,768,229 | 58,114,873 |
Bankruptcies | 308 | 494 | -37.7 | 19,454,789 | 33,688,704 |
Proposals | 264 | 453 | -41.7 | 23,313,440 | 24,426,169 |
Québec | Que. | 2,497 | 3,856 | -35.2 | 195,631,073 | 247,158,358 |
Bankruptcies | 1,101 | 1,951 | -43.6 | 48,010,256 | 87,051,336 |
Proposals | 1,396 | 1,905 | -26.7 | 147,620,817 | 160,107,022 |
Sherbrooke | Que. | 662 | 1,051 | -37.0 | 41,566,037 | 61,413,444 |
Bankruptcies | 341 | 610 | -44.1 | 14,577,814 | 30,535,410 |
Proposals | 321 | 441 | -27.2 | 26,988,223 | 30,878,034 |
Trois-Rivières | Que. | 601 | 941 | -36.1 | 31,285,277 | 51,795,624 |
Bankruptcies | 305 | 548 | -44.3 | 10,161,243 | 19,628,715 |
Proposals | 296 | 393 | -24.7 | 21,124,034 | 32,166,909 |
Montréal | Que. | 11,632 | 19,116 | -39.2 | 670,632,270 | 1,063,939,762 |
Bankruptcies | 4,929 | 8,480 | -41.9 | 123,737,046 | 403,556,916 |
Proposals | 6,703 | 10,636 | -37.0 | 546,895,224 | 660,382,846 |
Ottawa - Gatineau | Ont./Que. | 3,261 | 5,080 | -35.8 | 203,653,704 | 296,139,725 |
Bankruptcies | 1,148 | 1,943 | -40.9 | 41,305,436 | 100,667,326 |
Proposals | 2,113 | 3,137 | -32.6 | 162,348,268 | 195,472,399 |
Kingston | Ont. | 418 | 572 | -26.9 | 22,196,400 | 31,631,488 |
Bankruptcies | 144 | 222 | -35.1 | 3,331,692 | 9,834,464 |
Proposals | 274 | 350 | -21.7 | 18,864,708 | 21,797,024 |
Peterborough | Ont. | 249 | 413 | -39.7 | 13,982,638 | 19,206,742 |
Bankruptcies | 63 | 109 | -42.2 | 2,312,323 | 7,546,156 |
Proposals | 186 | 304 | -38.8 | 11,670,315 | 11,660,586 |
Oshawa | Ont. | 1,056 | 1,513 | -30.2 | 96,806,945 | 103,451,001 |
Bankruptcies | 255 | 439 | -41.9 | 7,312,572 | 19,552,147 |
Proposals | 801 | 1,074 | -25.4 | 89,494,373 | 83,898,854 |
Toronto | Ont. | 13,793 | 17,162 | -19.6 | 788,777,560 | 1,256,013,267 |
Bankruptcies | 3,094 | 4,641 | -33.3 | 66,430,864 | 352,510,716 |
Proposals | 10,699 | 12,521 | -14.6 | 722,346,696 | 903,502,551 |
Hamilton | Ont. | 1,640 | 2,228 | -26.4 | 91,207,613 | 140,127,841 |
Bankruptcies | 458 | 700 | -34.6 | 13,391,837 | 47,125,386 |
Proposals | 1,182 | 1,528 | -22.6 | 77,815,776 | 93,002,455 |
St. Catharines - Niagara | Ont. | 1,040 | 1,463 | -28.9 | 52,024,478 | 82,258,929 |
Bankruptcies | 350 | 547 | -36.0 | 7,533,599 | 32,108,372 |
Proposals | 690 | 916 | -24.7 | 44,490,879 | 50,150,557 |
Kitchener | Ont. | 1,249 | 1,647 | -24.2 | 58,141,391 | 94,258,289 |
Bankruptcies | 335 | 551 | -39.2 | 8,988,648 | 31,572,054 |
Proposals | 914 | 1,096 | -16.6 | 49,152,743 | 62,686,235 |
Brantford | Ont. | 341 | 467 | -27.0 | 24,775,679 | 32,872,220 |
Bankruptcies | 79 | 140 | -43.6 | 3,051,389 | 8,233,539 |
Proposals | 262 | 327 | -19.9 | 21,724,290 | 24,638,681 |
Guelph | Ont. | 317 | 456 | -30.5 | 15,253,848 | 22,685,388 |
Bankruptcies | 93 | 188 | -50.5 | 2,498,150 | 6,347,874 |
Proposals | 224 | 268 | -16.4 | 12,755,698 | 16,337,514 |
London | Ont. | 1,340 | 1,875 | -28.5 | 62,830,098 | 93,887,563 |
Bankruptcies | 402 | 632 | -36.4 | 7,302,300 | 29,464,165 |
Proposals | 938 | 1,243 | -24.5 | 55,527,798 | 64,423,398 |
Windsor | Ont. | 835 | 1,122 | -25.6 | 39,726,143 | 60,818,852 |
Bankruptcies | 260 | 419 | -37.9 | 4,903,511 | 19,069,342 |
Proposals | 575 | 703 | -18.2 | 34,822,632 | 41,749,510 |
Barrie | Ont. | 690 | 951 | -27.4 | 49,378,543 | 61,811,632 |
Bankruptcies | 162 | 280 | -42.1 | 6,533,525 | 14,126,042 |
Proposals | 528 | 671 | -21.3 | 42,845,018 | 47,685,590 |
Greater Sudbury | Ont. | 687 | 964 | -28.7 | 55,742,683 | 64,886,813 |
Bankruptcies | 215 | 333 | -35.4 | 7,880,814 | 17,053,400 |
Proposals | 472 | 631 | -25.2 | 47,861,869 | 47,833,413 |
Thunder Bay | Ont. | 295 | 384 | -23.2 | 20,602,874 | 28,446,463 |
Bankruptcies | 163 | 220 | -25.9 | 6,150,260 | 12,891,844 |
Proposals | 132 | 164 | -19.5 | 14,452,614 | 15,554,619 |
Winnipeg | Man. | 1,621 | 2,044 | -20.7 | 170,131,495 | 195,698,341 |
Bankruptcies | 465 | 852 | -45.4 | 24,103,364 | 54,126,659 |
Proposals | 1,156 | 1,192 | -3.0 | 146,028,131 | 141,571,682 |
Regina | Sask. | 661 | 948 | -30.3 | 134,986,191 | 123,616,503 |
Bankruptcies | 166 | 266 | -37.6 | 25,170,726 | 32,388,813 |
Proposals | 495 | 682 | -27.4 | 109,815,465 | 91,227,690 |
Saskatoon | Sask. | 737 | 973 | -24.3 | 111,823,439 | 112,063,903 |
Bankruptcies | 274 | 376 | -27.1 | 32,945,814 | 44,611,813 |
Proposals | 463 | 597 | -22.4 | 78,877,625 | 67,452,090 |
Calgary | Alta. | 4,183 | 5,422 | -22.9 | 692,636,047 | 924,165,133 |
Bankruptcies | 1,205 | 1,939 | -37.9 | 154,512,350 | 372,454,570 |
Proposals | 2,978 | 3,483 | -14.5 | 538,123,697 | 551,710,563 |
Edmonton | Alta. | 4,146 | 5,272 | -21.4 | 628,141,157 | 826,529,284 |
Bankruptcies | 1,041 | 1,673 | -37.8 | 122,182,401 | 284,886,813 |
Proposals | 3,105 | 3,599 | -13.7 | 505,958,756 | 541,642,471 |
Kelowna | B.C. | 431 | 575 | -25.0 | 31,221,502 | 47,309,841 |
Bankruptcies | 141 | 207 | -31.9 | 4,547,369 | 15,109,607 |
Proposals | 290 | 368 | -21.2 | 26,674,133 | 32,200,234 |
Abbotsford | B.C. | 320 | 442 | -27.6 | 22,914,682 | 35,370,425 |
Bankruptcies | 109 | 161 | -32.3 | 7,319,123 | 16,659,259 |
Proposals | 211 | 281 | -24.9 | 15,595,559 | 18,711,166 |
Vancouver | B.C. | 3,664 | 5,089 | -28.0 | 168,450,760 | 334,877,973 |
Bankruptcies | 1,066 | 1,643 | -35.1 | 41,848,937 | 145,176,942 |
Proposals | 2,598 | 3,446 | -24.6 | 126,601,823 | 189,701,031 |
Victoria | B.C. | 789 | 1,051 | -24.9 | 44,788,508 | 65,724,523 |
Bankruptcies | 207 | 309 | -33.0 | 6,347,425 | 18,116,512 |
Proposals | 582 | 742 | -21.6 | 38,441,083 | 47,608,011 |
Table 8: Insolvencies Filed by Businesses by CMA - | Province | Volume | 2020 |
2020 | 2019 | % Change | Assets Declared at the Time of Filing ($) | Liabilities Declared at the Time of Filing ($) |
St. John's | N.L. | 3 | 16 | -81.3 | 3,942,781 | 14,248,086 |
Bankruptcies | 3 | 14 | -78.6 | 3,942,781 | 14,248,086 |
Proposals | 0 | 2 | -100.0 | 0 | 0 |
Halifax | N.S. | 10 | 29 | -65.5 | 8,621,860 | 15,979,004 |
Bankruptcies | 7 | 24 | -70.8 | 8,611,660 | 15,202,690 |
Proposals | 3 | 5 | -40.0 | 10,200 | 776,314 |
Moncton | N.B. | 4 | 14 | -71.4 | 145,690 | 552,285 |
Bankruptcies | 2 | 11 | -81.8 | 84,928 | 382,846 |
Proposals | 2 | 3 | -33.3 | 60,762 | 169,439 |
Saint John | N.B. | 3 | 5 | -40.0 | 40,801 | 1,341,647 |
Bankruptcies | 2 | 3 | -33.3 | 28,300 | 1,021,744 |
Proposals | 1 | 2 | -50.0 | 12,501 | 319,903 |
Saguenay | Que. | 26 | 42 | -38.1 | 4,573,596 | 11,218,332 |
Bankruptcies | 22 | 36 | -38.9 | 3,723,073 | 10,068,904 |
Proposals | 4 | 6 | -33.3 | 850,523 | 1,149,428 |
Québec | Que. | 176 | 211 | -16.6 | 8,316,060 | 125,119,481 |
Bankruptcies | 148 | 166 | -10.8 | 7,345,990 | 60,388,971 |
Proposals | 28 | 45 | -37.8 | 970,070 | 64,730,510 |
Sherbrooke | Que. | 40 | 31 | 29.0 | 982,298 | 49,498,162 |
Bankruptcies | 29 | 24 | 20.8 | 961,060 | 9,181,918 |
Proposals | 11 | 7 | 57.1 | 21,238 | 40,316,244 |
Trois-Rivières | Que. | 34 | 48 | -29.2 | 1,899,635 | 8,068,112 |
Bankruptcies | 26 | 44 | -40.9 | 1,864,362 | 5,290,503 |
Proposals | 8 | 4 | 100.0 | 35,273 | 2,777,609 |
Montréal | Que. | 865 | 1,104 | -21.6 | 76,922,496 | 1,435,468,774 |
Bankruptcies | 669 | 829 | -19.3 | 44,896,859 | 475,993,677 |
Proposals | 196 | 275 | -28.7 | 32,025,637 | 959,475,097 |
Ottawa - Gatineau | Ont./Que. | 107 | 176 | -39.2 | 5,204,757 | 49,900,571 |
Bankruptcies | 80 | 121 | -33.9 | 2,769,132 | 39,526,124 |
Proposals | 27 | 55 | -50.9 | 2,435,625 | 10,374,447 |
Kingston | Ont. | 2 | 2 | 0.0 | 2,500 | 552,591 |
Bankruptcies | 2 | 2 | 0.0 | 2,500 | 552,591 |
Proposals | 0 | 0 | n/a | 0 | 0 |
Peterborough | Ont. | 1 | 2 | -50.0 | 9,601 | 280,957 |
Bankruptcies | 1 | 2 | -50.0 | 9,601 | 280,957 |
Proposals | 0 | 0 | n/a | 0 | 0 |
Oshawa | Ont. | 6 | 22 | -72.7 | 126,304 | 9,747,885 |
Bankruptcies | 3 | 17 | -82.4 | 79,001 | 6,248,149 |
Proposals | 3 | 5 | -40.0 | 47,303 | 3,499,736 |
Toronto | Ont. | 446 | 443 | 0.7 | 186,344,293 | 1,173,591,262 |
Bankruptcies | 316 | 316 | 0.0 | 134,765,807 | 947,782,777 |
Proposals | 130 | 127 | 2.4 | 51,578,486 | 225,808,485 |
Hamilton | Ont. | 26 | 51 | -49.0 | 1,607,273 | 12,446,632 |
Bankruptcies | 19 | 45 | -57.8 | 924,857 | 9,423,408 |
Proposals | 7 | 6 | 16.7 | 682,416 | 3,023,224 |
St. Catharines - Niagara | Ont. | 11 | 26 | -57.7 | 1,457,203 | 3,949,573 |
Bankruptcies | 5 | 21 | -76.2 | 181,653 | 1,188,034 |
Proposals | 6 | 5 | 20.0 | 1,275,550 | 2,761,539 |
Kitchener | Ont. | 22 | 27 | -18.5 | 6,033,359 | 114,321,238 |
Bankruptcies | 14 | 19 | -26.3 | 5,926,038 | 113,605,111 |
Proposals | 8 | 8 | 0.0 | 107,321 | 716,127 |
Brantford | Ont. | 5 | 9 | -44.4 | 990,584 | 17,928,470 |
Bankruptcies | 4 | 5 | -20.0 | 923,714 | 17,734,620 |
Proposals | 1 | 4 | -75.0 | 66,870 | 193,850 |
Guelph | Ont. | 11 | 3 | 266.7 | 713,019 | 12,418,085 |
Bankruptcies | 7 | 1 | 600.0 | 559,991 | 11,535,257 |
Proposals | 4 | 2 | 100.0 | 153,028 | 882,828 |
London | Ont. | 22 | 24 | -8.3 | 5,621,087 | 34,911,059 |
Bankruptcies | 6 | 16 | -62.5 | 851,429 | 3,966,628 |
Proposals | 16 | 8 | 100.0 | 4,769,658 | 30,944,431 |
Windsor | Ont. | 11 | 19 | -42.1 | 1,034,945 | 3,065,748 |
Bankruptcies | 7 | 15 | -53.3 | 475,670 | 2,105,378 |
Proposals | 4 | 4 | 0.0 | 559,275 | 960,370 |
Barrie | Ont. | 14 | 7 | 100.0 | 6,000,512 | 20,631,184 |
Bankruptcies | 9 | 4 | 125.0 | 5,159,243 | 17,873,210 |
Proposals | 5 | 3 | 66.7 | 841,269 | 2,757,974 |
Greater Sudbury | Ont. | 5 | 4 | 25.0 | 101,996 | 2,354,716 |
Bankruptcies | 4 | 3 | 33.3 | 63,006 | 2,225,401 |
Proposals | 1 | 1 | 0.0 | 38,990 | 129,315 |
Thunder Bay | Ont. | 1 | 3 | -66.7 | 0 | 1,486,605 |
Bankruptcies | 1 | 2 | -50.0 | 0 | 1,486,605 |
Proposals | 0 | 1 | -100.0 | 0 | 0 |
Winnipeg | Man. | 17 | 23 | -26.1 | 10,093,979 | 63,391,456 |
Bankruptcies | 16 | 18 | -11.1 | 9,440,895 | 62,292,858 |
Proposals | 1 | 5 | -80.0 | 653,084 | 1,098,598 |
Regina | Sask. | 14 | 43 | -67.4 | 807,104 | 4,128,142 |
Bankruptcies | 12 | 27 | -55.6 | 695,002 | 3,704,366 |
Proposals | 2 | 16 | -87.5 | 112,102 | 423,776 |
Saskatoon | Sask. | 12 | 10 | 20.0 | 1,824,027 | 9,169,663 |
Bankruptcies | 9 | 8 | 12.5 | 1,766,675 | 6,279,995 |
Proposals | 3 | 2 | 50.0 | 57,352 | 2,889,668 |
Calgary | Alta. | 65 | 91 | -28.6 | 46,417,306 | 305,258,905 |
Bankruptcies | 46 | 66 | -30.3 | 24,844,388 | 258,144,107 |
Proposals | 19 | 25 | -24.0 | 21,572,918 | 47,114,798 |
Edmonton | Alta. | 45 | 71 | -36.6 | 19,398,374 | 172,112,032 |
Bankruptcies | 39 | 49 | -20.4 | 18,269,344 | 156,911,327 |
Proposals | 6 | 22 | -72.7 | 1,129,030 | 15,200,705 |
Kelowna | B.C. | 5 | 5 | 0.0 | 826,095 | 26,290,596 |
Bankruptcies | 3 | 2 | 50.0 | 747,579 | 25,970,737 |
Proposals | 2 | 3 | -33.3 | 78,516 | 319,859 |
Abbotsford | B.C. | 2 | 4 | -50.0 | 4,057 | 6,088,779 |
Bankruptcies | 2 | 3 | -33.3 | 4,057 | 6,088,779 |
Proposals | 0 | 1 | -100.0 | 0 | 0 |
Vancouver | B.C. | 83 | 69 | 20.3 | 60,801,996 | 916,472,456 |
Bankruptcies | 50 | 52 | -3.8 | 58,591,883 | 497,034,702 |
Proposals | 33 | 17 | 94.1 | 2,210,113 | 419,437,754 |
Victoria | B.C. | 8 | 11 | -27.3 | 90,305,175 | 138,737,915 |
Bankruptcies | 8 | 9 | -11.1 | 90,305,175 | 138,737,915 |
Proposals | 0 | 2 | -100.0 | 0 | 0 |