Insolvency Statistics in Canada—Third Quarter of 2019 (br04141)

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or region	Volume			% Change		12-Month Period Ending
Province or region	Q3 2019	Q2 2019	Q3 2018	Q2 2019 to Q3 2019	Q3 2018 to Q3 2019	09-30-2019	09-30-2018	% Change
Newfoundland and Labrador	793	908	672	-12.7	18.0	3,160	2,753	14.8
Bankruptcies	368	427	353	-13.8	4.2	1,447	1,391	4.0
Proposals	425	481	319	-11.6	33.2	1,713	1,362	25.8
Avalon Peninsula	452	481	387	-6.0	16.8	1,724	1,613	6.9
Bankruptcies	203	226	196	-10.2	3.6	766	763	0.4
Proposals	249	255	191	-2.4	30.4	958	850	12.7
South Coast – Burin Peninsula	52	68	45	-23.5	15.6	214	180	18.9
Bankruptcies	25	34	31	-26.5	-19.4	104	102	2.0
Proposals	27	34	14	-20.6	92.9	110	78	41.0
West Coast – Northern Peninsula – Labrador	119	116	109	2.6	9.2	440	362	21.5
Bankruptcies	43	52	47	-17.3	-8.5	181	202	-10.4
Proposals	76	64	62	18.8	22.6	259	160	61.9
Notre Dame – Central Bonavista Bay	170	243	131	-30.0	29.8	782	596	31.2
Bankruptcies	97	115	80	-15.7	21.3	396	324	22.2
Proposals	73	128	51	-43.0	43.1	386	272	41.9
Prince Edward Island	172	202	163	-14.9	5.5	734	711	3.2
Bankruptcies	91	100	92	-9.0	-1.1	386	413	-6.5
Proposals	81	102	71	-20.6	14.1	348	298	16.8
Nova Scotia	1,503	1,604	1,363	-6.3	10.3	5,875	5,532	6.2
Bankruptcies	783	888	877	-11.8	-10.7	3,292	3,483	-5.5
Proposals	720	716	486	0.6	48.1	2,583	2,049	26.1
Cape Breton	254	278	235	-8.6	8.1	1,091	1,024	6.5
Bankruptcies	131	136	138	-3.7	-5.1	568	544	4.4
Proposals	123	142	97	-13.4	26.8	523	480	9.0
North Shore	322	303	225	6.3	43.1	1,105	952	16.1
Bankruptcies	159	179	142	-11.2	12.0	634	628	1.0
Proposals	163	124	83	31.5	96.4	471	324	45.4
Annapolis Valley	200	208	189	-3.8	5.8	759	740	2.6
Bankruptcies	115	117	141	-1.7	-18.4	447	550	-18.7
Proposals	85	91	48	-6.6	77.1	312	190	64.2
Southern	229	223	195	2.7	17.4	821	815	0.7
Bankruptcies	115	146	126	-21.2	-8.7	507	523	-3.1
Proposals	114	77	69	48.1	65.2	314	292	7.5
Halifax	498	594	518	-16.2	-3.9	2,101	2,001	5.0
Bankruptcies	263	311	329	-15.4	-20.1	1,138	1,237	-8.0
Proposals	235	283	189	-17.0	24.3	963	764	26.0
New Brunswick	1,255	1,308	1,191	-4.1	5.4	4,825	4,388	10.0
Bankruptcies	614	640	611	-4.1	0.5	2,366	2,241	5.6
Proposals	641	668	580	-4.0	10.5	2,459	2,147	14.5
Campbellton – Miramichi	287	263	255	9.1	12.5	1,001	924	8.3
Bankruptcies	155	131	138	18.3	12.3	498	505	-1.4
Proposals	132	132	117	0.0	12.8	503	419	20.0
Moncton – Richibucto	363	425	348	-14.6	4.3	1,450	1,247	16.3
Bankruptcies	168	190	161	-11.6	4.3	689	613	12.4
Proposals	195	235	187	-17.0	4.3	761	634	20.0
Saint John –St. Stephen	269	268	252	0.4	6.7	1,024	968	5.8
Bankruptcies	136	146	121	-6.8	12.4	515	452	13.9
Proposals	133	122	131	9.0	1.5	509	516	-1.4
Fredericton – Oromocto	225	205	209	9.8	7.7	852	783	8.8
Bankruptcies	99	102	123	-2.9	-19.5	408	429	-4.9
Proposals	126	103	86	22.3	46.5	444	354	25.4
Edmundston – Woodstock	112	147	126	-23.8	-11.1	500	465	7.5
Bankruptcies	57	71	68	-19.7	-16.2	257	242	6.2
Proposals	55	76	58	-27.6	-5.2	243	223	9.0
Quebec	10,701	10,727	9,998	-0.2	7.0	42,424	41,667	1.8
Bankruptcies	5,061	5,135	5,163	-1.4	-2.0	20,238	21,435	-5.6
Proposals	5,640	5,592	4,835	0.9	16.6	22,186	20,232	9.7
Gaspésie – Îles-de-la-Madeleine	106	139	121	-23.7	-12.4	480	445	7.9
Bankruptcies	43	58	57	-25.9	-24.6	197	202	-2.5
Proposals	63	81	64	-22.2	-1.6	283	243	16.5
Bas-Saint-Laurent	245	256	204	-4.3	20.1	968	876	10.5
Bankruptcies	134	122	116	9.8	15.5	499	480	4.0
Proposals	111	134	88	-17.2	26.1	469	396	18.4
Capitale-Nationale	926	901	825	2.8	12.2	3,684	3,469	6.2
Bankruptcies	467	482	490	-3.1	-4.7	1,925	1,911	0.7
Proposals	459	419	335	9.5	37.0	1,759	1,558	12.9
Chaudière – Appalaches	436	452	437	-3.5	-0.2	1,830	1,709	7.1
Bankruptcies	229	259	264	-11.6	-13.3	1,008	982	2.6
Proposals	207	193	173	7.3	19.7	822	727	13.1
Estrie	350	372	395	-5.9	-11.4	1,527	1,605	-4.9
Bankruptcies	200	213	249	-6.1	-19.7	877	1,016	-13.7
Proposals	150	159	146	-5.7	2.7	650	589	10.4
Centre-du-Québec	284	313	259	-9.3	9.7	1,178	1,142	3.2
Bankruptcies	158	142	130	11.3	21.5	571	584	-2.2
Proposals	126	171	129	-26.3	-2.3	607	558	8.8
Montérégie	2,010	2,026	1,960	-0.8	2.6	7,980	7,887	1.2
Bankruptcies	885	877	932	0.9	-5.0	3,510	3,855	-8.9
Proposals	1,125	1,149	1,028	-2.1	9.4	4,470	4,032	10.9
Montréal	2,249	2,074	1,951	8.4	15.3	8,318	8,356	-0.5
Bankruptcies	1,089	1,057	1,051	3.0	3.6	4,084	4,529	-9.8
Proposals	1,160	1,017	900	14.1	28.9	4,234	3,827	10.6
Laval	548	481	466	13.9	17.6	2,045	2,102	-2.7
Bankruptcies	214	227	231	-5.7	-7.4	866	928	-6.7
Proposals	334	254	235	31.5	42.1	1,179	1,174	0.4
Lanaudière	773	883	803	-12.5	-3.7	3,288	3,308	-0.6
Bankruptcies	325	349	343	-6.9	-5.2	1,372	1,417	-3.2
Proposals	448	534	460	-16.1	-2.6	1,916	1,891	1.3
Laurentides	1,074	1,060	978	1.3	9.8	4,303	4,147	3.8
Bankruptcies	492	483	451	1.9	9.1	1,931	1,968	-1.9
Proposals	582	577	527	0.9	10.4	2,372	2,179	8.9
Outaouais	657	673	690	-2.4	-4.8	2,632	2,614	0.7
Bankruptcies	276	255	309	8.2	-10.7	1,102	1,177	-6.4
Proposals	381	418	381	-8.9	0.0	1,530	1,437	6.5
Abitibi – Témiscamingue	179	204	149	-12.3	20.1	732	692	5.8
Bankruptcies	64	76	70	-15.8	-8.6	320	323	-0.9
Proposals	115	128	79	-10.2	45.6	412	369	11.7
Mauricie	393	392	343	0.3	14.6	1,541	1,480	4.1
Bankruptcies	244	238	213	2.5	14.6	919	943	-2.5
Proposals	149	154	130	-3.2	14.6	622	537	15.8
Saguenay – Lac-Saint-Jean	371	363	312	2.2	18.9	1,414	1,358	4.1
Bankruptcies	184	219	193	-16.0	-4.7	790	830	-4.8
Proposals	187	144	119	29.9	57.1	624	528	18.2
Côte-Nord	91	119	98	-23.5	-7.1	444	421	5.5
Bankruptcies	54	69	60	-21.7	-10.0	242	257	-5.8
Proposals	37	50	38	-26.0	-2.6	202	164	23.2
Nord-du-Québec	10	18	8	-44.4	25.0	55	54	1.9
Bankruptcies	3	8	5	-62.5	-40.0	21	33	-36.4
Proposals	7	10	3	-30.0	133.3	34	21	61.9
Ontario	11,514	11,579	9,407	-0.6	22.4	43,240	38,131	13.4
Bankruptcies	3,738	3,963	3,590	-5.7	4.1	14,552	14,794	-1.6
Proposals	7,776	7,616	5,817	2.1	33.7	28,688	23,337	22.9
Ottawa	1,156	1,169	1,001	-1.1	15.5	4,369	4,151	5.3
Bankruptcies	472	468	472	0.9	0.0	1,764	2,004	-12.0
Proposals	684	701	529	-2.4	29.3	2,605	2,147	21.3
Kingston – Pembroke	429	464	397	-7.5	8.1	1,678	1,577	6.4
Bankruptcies	157	175	173	-10.3	-9.2	633	685	-7.6
Proposals	272	289	224	-5.9	21.4	1,045	892	17.2
Muskoka – Kawarthas	339	346	266	-2.0	27.4	1,231	1,133	8.6
Bankruptcies	109	97	82	12.4	32.9	400	407	-1.7
Proposals	230	249	184	-7.6	25.0	831	726	14.5
Toronto	4,925	4,912	3,860	0.3	27.6	18,144	15,335	18.3
Bankruptcies	1,347	1,429	1,239	-5.7	8.7	5,081	5,045	0.7
Proposals	3,578	3,483	2,621	2.7	36.5	13,063	10,290	26.9
Kitchener – Waterloo – Barrie	1,235	1,177	931	4.9	32.7	4,501	3,969	13.4
Bankruptcies	407	415	359	-1.9	13.4	1,571	1,490	5.4
Proposals	828	762	572	8.7	44.8	2,930	2,479	18.2
Hamilton – Niagara Peninsula	1,144	1,171	936	-2.3	22.2	4,405	3,909	12.7
Bankruptcies	373	430	367	-13.3	1.6	1,509	1,515	-0.4
Proposals	771	741	569	4.0	35.5	2,896	2,394	21.0
London	663	602	573	10.1	15.7	2,458	2,219	10.8
Bankruptcies	209	217	208	-3.7	0.5	880	864	1.9
Proposals	454	385	365	17.9	24.4	1,578	1,355	16.5
Windsor – Sarnia	586	609	508	-3.8	15.4	2,239	1,992	12.4
Bankruptcies	210	266	234	-21.1	-10.3	927	916	1.2
Proposals	376	343	274	9.6	37.2	1,312	1,076	21.9
Stratford – Bruce Peninsula	147	170	136	-13.5	8.1	614	655	-6.3
Bankruptcies	66	76	78	-13.2	-15.4	271	318	-14.8
Proposals	81	94	58	-13.8	39.7	343	337	1.8
Northeast	765	809	657	-5.4	16.4	3,032	2,648	14.5
Bankruptcies	313	310	292	1.0	7.2	1,194	1,228	-2.8
Proposals	452	499	365	-9.4	23.8	1,838	1,420	29.4
Northwest	128	150	142	-14.7	-9.9	575	543	5.9
Bankruptcies	75	79	87	-5.1	-13.8	322	320	0.6
Proposals	53	71	55	-25.4	-3.6	253	223	13.5
Manitoba	781	819	676	-4.6	15.5	3,098	2,738	13.1
Bankruptcies	347	399	325	-13.0	6.8	1,418	1,382	2.6
Proposals	434	420	351	3.3	23.6	1,680	1,356	23.9
Southeast	51	77	55	-33.8	-7.3	239	220	8.6
Bankruptcies	26	35	27	-25.7	-3.7	114	124	-8.1
Proposals	25	42	28	-40.5	-10.7	125	96	30.2
South Central	17	35	12	-51.4	41.7	105	95	10.5
Bankruptcies	13	17	8	-23.5	62.5	59	51	15.7
Proposals	4	18	4	-77.8	0.0	46	44	4.5
Southwest	78	76	78	2.6	0.0	330	288	14.6
Bankruptcies	31	42	37	-26.2	-16.2	143	142	0.7
Proposals	47	34	41	38.2	14.6	187	146	28.1
North Central	27	29	28	-6.9	-3.6	106	80	32.5
Bankruptcies	12	15	7	-20.0	71.4	50	39	28.2
Proposals	15	14	21	7.1	-28.6	56	41	36.6
Winnipeg	529	503	431	5.2	22.7	1,987	1,777	11.8
Bankruptcies	227	230	203	-1.3	11.8	884	869	1.7
Proposals	302	273	228	10.6	32.5	1,103	908	21.5
Interlake	42	60	40	-30.0	5.0	190	148	28.4
Bankruptcies	22	35	24	-37.1	-8.3	103	91	13.2
Proposals	20	25	16	-20.0	25.0	87	57	52.6
Parklands	21	19	18	10.5	16.7	78	67	16.4
Bankruptcies	6	10	12	-40.0	-50.0	33	34	-2.9
Proposals	15	9	6	66.7	150.0	45	33	36.4
North	14	19	13	-26.3	7.7	60	59	1.7
Bankruptcies	9	15	6	-40.0	50.0	30	30	0.0
Proposals	5	4	7	25.0	-28.6	30	29	3.4
Saskatchewan	825	818	906	0.9	-8.9	3,353	3,301	1.6
Bankruptcies	285	311	354	-8.4	-19.5	1,246	1,299	-4.1
Proposals	540	507	552	6.5	-2.2	2,107	2,002	5.2
Regina – Moose Mountain	282	320	329	-11.9	-14.3	1,168	1,166	0.2
Bankruptcies	70	110	93	-36.4	-24.7	355	343	3.5
Proposals	212	210	236	1.0	-10.2	813	823	-1.2
Swift Current – Moose Jaw	79	64	70	23.4	12.9	255	245	4.1
Bankruptcies	35	25	37	40.0	-5.4	121	122	-0.8
Proposals	44	39	33	12.8	33.3	134	123	8.9
Saskatoon – Biggar	268	227	258	18.1	3.9	1,095	1,040	5.3
Bankruptcies	108	84	114	28.6	-5.3	418	450	-7.1
Proposals	160	143	144	11.9	11.1	677	590	14.7
Yorkton – Melville	46	47	46	-2.1	0.0	202	177	14.1
Bankruptcies	10	26	21	-61.5	-52.4	91	79	15.2
Proposals	36	21	25	71.4	44.0	111	98	13.3
Prince Albert	134	146	191	-8.2	-29.8	579	630	-8.1
Bankruptcies	55	60	80	-8.3	-31.3	241	283	-14.8
Proposals	79	86	111	-8.1	-28.8	338	347	-2.6
Northern	15	14	11	7.1	36.4	52	39	33.3
Bankruptcies	7	6	8	16.7	-12.5	20	20	0.0
Proposals	8	8	3	0.0	166.7	32	19	68.4
Alberta	4,215	4,240	3,514	-0.6	19.9	16,181	14,045	15.2
Bankruptcies	1,396	1,439	1,198	-3.0	16.5	5,449	4,899	11.2
Proposals	2,819	2,801	2,316	0.6	21.7	10,732	9,146	17.3
Lethbridge – Medicine Hat	327	304	252	7.6	29.8	1,255	1,043	20.3
Bankruptcies	94	93	90	1.1	4.4	403	377	6.9
Proposals	233	211	162	10.4	43.8	852	666	27.9
Camrose – Drumheller	138	152	129	-9.2	7.0	554	526	5.3
Bankruptcies	56	61	54	-8.2	3.7	221	220	0.5
Proposals	82	91	75	-9.9	9.3	333	306	8.8
Calgary	1,537	1,574	1,373	-2.4	11.9	5,898	5,280	11.7
Bankruptcies	520	577	460	-9.9	13.0	2,114	1,832	15.4
Proposals	1,017	997	913	2.0	11.4	3,784	3,448	9.7
Banff – Jasper – Rocky Mountain House	68	56	70	21.4	-2.9	257	263	-2.3
Bankruptcies	30	29	30	3.4	0.0	118	109	8.3
Proposals	38	27	40	40.7	-5.0	139	154	-9.7
Red Deer	271	288	227	-5.9	19.4	1,060	868	22.1
Bankruptcies	85	85	73	0.0	16.4	311	294	5.8
Proposals	186	203	154	-8.4	20.8	749	574	30.5
Edmonton	1,449	1,484	1,178	-2.4	23.0	5,604	4,891	14.6
Bankruptcies	451	462	370	-2.4	21.9	1,752	1,620	8.1
Proposals	998	1,022	808	-2.3	23.5	3,852	3,271	17.8
Athabasca – Grande Prairie – Peace River	213	211	173	0.9	23.1	839	705	19.0
Bankruptcies	82	87	75	-5.7	9.3	303	265	14.3
Proposals	131	124	98	5.6	33.7	536	440	21.8
Wood Buffalo – Cold Lake	210	170	111	23.5	89.2	712	469	51.8
Bankruptcies	77	45	45	71.1	71.1	227	181	25.4
Proposals	133	125	66	6.4	101.5	485	288	68.4
British Columbia	2,925	2,846	2,400	2.8	21.9	10,934	9,985	9.5
Bankruptcies	1,067	1,043	976	2.3	9.3	4,044	4,061	-0.4
Proposals	1,858	1,803	1,424	3.1	30.5	6,890	5,924	16.3
Vancouver Island and Coast	612	593	496	3.2	23.4	2,342	2,124	10.3
Bankruptcies	256	222	203	15.3	26.1	916	931	-1.6
Proposals	356	371	293	-4.0	21.5	1,426	1,193	19.5
Lower Mainland – Southwest	1,621	1,563	1,298	3.7	24.9	5,878	5,415	8.6
Bankruptcies	543	546	511	-0.5	6.3	2,047	2,047	0.0
Proposals	1,078	1,017	787	6.0	37.0	3,831	3,368	13.7
Thompson – Okanagan	405	429	352	-5.6	15.1	1,592	1,430	11.3
Bankruptcies	146	155	165	-5.8	-11.5	583	653	-10.7
Proposals	259	274	187	-5.5	38.5	1,009	777	29.9
Kootenay	95	67	60	41.8	58.3	327	303	7.9
Bankruptcies	52	29	26	79.3	100.0	150	143	4.9
Proposals	43	38	34	13.2	26.5	177	160	10.6
Cariboo	118	113	115	4.4	2.6	458	402	13.9
Bankruptcies	52	57	48	-8.8	8.3	220	167	31.7
Proposals	66	56	67	17.9	-1.5	238	235	1.3
North Coast	12	19	13	-36.8	-7.7	70	65	7.7
Bankruptcies	4	5	4	-20.0	0.0	28	25	12.0
Proposals	8	14	9	-42.9	-11.1	42	40	5.0
Nechako	11	20	17	-45.0	-35.3	67	55	21.8
Bankruptcies	5	8	8	-37.5	-37.5	32	22	45.5
Proposals	6	12	9	-50.0	-33.3	35	33	6.1
Northeast	50	42	50	19.0	0.0	198	188	5.3
Bankruptcies	8	22	11	-63.6	-27.3	68	72	-5.6
Proposals	42	20	39	110.0	7.7	130	116	12.1
Northwest Territories	18	15	18	20.0	0.0	61	97	-37.1
Bankruptcies	4	0	10	n/a	-60.0	15	55	-72.7
Proposals	14	15	8	-6.7	75.0	46	42	9.5
Yukon	6	10	4	-40.0	50.0	34	36	-5.6
Bankruptcies	3	3	0	0.0	n/a	13	13	0.0
Proposals	3	7	4	-57.1	-25.0	21	23	-8.7
Nunavut	0	0	1	n/a	-100.0	4	7	-42.9
Bankruptcies	0	0	0	n/a	n/a	0	2	-100.0
Proposals	0	0	1	n/a	-100.0	4	5	-20.0

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Insolvency Statistics in Canada—Third Quarter of 2019 (br04141)