You have some debt and lots of questions about your financial situation. It is time to make a plan to get out of debt and stay out of it! Evaluate your financial situation Make a list of all your debts Get a copy of your credit report and score Understand your credit report and score Know your rights and responsibilities when it comes to credit and loans Learn about financial goals and their purpose Set a goal, make a plan Decide on a strategy Make a budget Budget planner Credit card payment calculator Financial planning for students Put your plan into action Avoid taking on more debt Money tips to improve your financial health How to avoid paying unnecessary fees on your debt Improve your credit rating Learn about credit and borrowing money Adjusting for unexpected life events Understanding your spending habits Creating and sticking to a budget is hard. Talk to your friends and family to get the support you need. Is your situation more serious and you feel like you need some professional help to accomplish your goals? Return to view all options