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  2. Office of the Superintendent of Bankruptcy

You want to get better at managing your finances

You have some debt and lots of questions about your financial situation. It is time to make a plan to get out of debt and stay out of it!

image of debtor with counsellor

Evaluate your financial situation

  • Make a list of all your debts
  • Get a copy of your credit report and score
    • Understand your credit report and score
  • Know your rights and responsibilities when it comes to credit and loans
  • Learn about financial goals and their purpose
image of debtor with counsellor

Set a goal, make a plan

  • Decide on a strategy
  • Learn about budgeting
  • Make a budget
    • Budget planner
    • Credit card payment calculator
    • Financial planning for students
image of debtor with counsellor

Put your plan into action

  • Avoid taking on more debt
  • Improve your credit rating
  • Learn about credit and borrowing money
  • Adjusting for unexpected life events
  • Understanding your spending habits

Creating and sticking to a budget is hard. Talk to your friends and family to get the support you need.


image of debtor with counsellor

Is your situation more serious and you feel like you need some professional help to accomplish your goals?


Return to view all options
 Report a problem
Date modified:
2019-05-06

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