Financing Canadian SME Exporters

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June 2007

Allan Riding and Prescott Ensign, University of Ottawa; Brad Belanger, Industry Canada

This empirical paper compares access to, and terms of, commercial lending between small and medium-sized exporter and non-exporter firms. Theory suggests that exporter firms might be relatively disadvantaged. This is found to be true for new firms (international new ventures), but no differences were identified between established exporter and non-exporter firms.